14N515 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 14N515 Highland Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,523 sqft · built 1989
Lot Size	13.2 acres (575,428 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Jan 2026)
Tax Bill	$32 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-34-200-017`

Property Details

APN / Parcel Number

Primary APN	`02-34-200-017`
Alternative APNs	`02-34-200-020` `02-34-200-025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,523 sqft Living Area
Basement Area	1,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	575,428 sqft (13.2 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	0234200020
Street Address	14N515 HIGHLAND AVE
City	ELGIN
State	IL
Zip	60124-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 NE1/4 SEC 34-42-7 DESC IN TAX PAYER REQUEST DATED 3/12/24 8.16A SURVEY
Legal Range	07
Legal Township	42
Legal Section	34
Legal Subdivision	FARMETTE
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	RUTLAND
Census Block Group	2
Census Block	2137
Census Tract	850707

Owner

14N515 Highland Ave is owned by an individual who bought it in January 2026.

Source: Kane County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12 LANCASTER CT, STREAMWOOD, IL 60107-2842
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Feb 18, 2026	Re-recorded Document · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 13, 2024	Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	May 13, 2024 · Amount on File
Deed Document Number	20263229
Prior Transfer Date	Jan 15, 2026
Prior Transfer Doc	0000006627
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	14N515 HIGHLAND AVE, ELGIN, IL 60124-7938
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003230
Date	Jan 23, 2026
Instrument	2026K003230

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.87%

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Feb 18, 2026
Property Address	14N515 HIGHLAND AVE, ELGIN, IL 60124-7938
Document Number	0000006627
Instrument Date	Jan 15, 2026
Instrument	2026K006627
Record Updated	Mar 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14N515 HIGHLAND AVE, ELGIN, IL 60124-7938

Mortgage

Document Number	0000003230
Date	Feb 18, 2026
Instrument	2026K003230

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.87%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	May 13, 2024
Property Address	14N515 HIGHLAND AVE, ELGIN, IL 60124-7938
Document Number	0000015902
Instrument Date	Mar 26, 2024
Instrument	2024K015902
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	855 S HILLSIDE AVE, ELMHURST, IL 60126-4738

Mortgage

Document Number	0000015903
Date	May 13, 2024
Instrument	2024K015903

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 14N515 Highland Ave was $32, down 77% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Rutland Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32.00 (-76.98%)	$257,652 (+13,590.33%) Land $124,787 Building $132,865	$773,265 (+13,590.95%) Land $374,511 Building $398,755
2024	$139.00	$1,882 Land $1,882	$5,648 Land $5,648
2022	$6,185.00 (-3.19%) Homeowner's exemption	$153,027 (+6.2%) Land $45,859 Building $107,168	$459,081 (+6.2%) Land $137,577 Building $321,504
2021	$6,389.00 Homeowner's exemption	$144,098 Land $43,003 Building $101,095	$432,294 Land $129,009 Building $303,285

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14N515 Highland Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14N515 Highland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Fox Valley Internet, Verizon.

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