14990 N 975 E Rd, Bloomington, IL 61705 Property Records

McLean County property record for 14990 N 975 E Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,080 sqft · built 1994
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jan 2006)
Tax Bill	$9,373 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-27-400-012`

Property Details

APN / Parcel Number

Primary APN	`13-27-400-012`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Attached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14990 N 975 EAST RD
City	BLOOMINGTON
State	IL
Zip	61705-6967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SE COR SW SE: W1316.7, N297, SE TO A POINT 37 N OF SE COR SW SE, S37 TO POB PT SW SE 27-24-1E
Legal Range	01E
Legal Township	24N
Legal Section	27
Jurisdiction	MCLEAN IL
Township / Civil Division	DRY GROVE
Census Block Group	1
Census Block	1013
Census Tract	5201

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14990 N 975 EAST RD, BLOOMINGTON, IL 61705-6967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2006 · Amount on Record
Deed Sale	Jan 6, 2006 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Document Number	2006475
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	14990 N 975 EAST RD, BLOOMINGTON, IL 61705-6967
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300009895
Date	Jul 28, 2023
Instrument	2023-00009895

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	14990 N 975 EAST RD, BLOOMINGTON, IL 61705-6967
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011635
Date	Jun 26, 2020
Instrument	2020-00011635

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	14990 N 975 EAST RD, BLOOMINGTON, IL 61705-6967
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000672
Date	Jan 12, 2022
Instrument	2022-00000672

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Dry Grove Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,412 (+18.48%) Land $19,476 Building $121,936	$424,236 (+18.48%) Land $58,428 Building $365,808
2024	$9,373.00 (+7.03%)
2023	$8,757.00	$119,351 Land $16,438 Building $102,913	$358,053 Land $49,314 Building $308,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1981–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 975 E Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures