1499 SE Summit Trl, Stuart, FL 34997 Property Records

Martin County property record for 1499 SE Summit Trl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,267 sqft · built 2014
Lot Size	0.279 acres (12,149 sqft)
Owner	2 Company Names on Record
Last Sale	$344,990 (Jul 2014)
Tax Bill	$5,491 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-560-000-0030.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-560-000-0030.0-0-0000`
Alternative APNs	`55-38-41-560-000-00300-0` `996664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,267 sqft Living Area
Gross Area	3,234 sqft
1st Floor Area	2,267 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,149 sqft (0.279 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	996664
Street Address	1499 SE SUMMIT TRL
City	STUART
State	FL
Zip	34997-7635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 30 COVE LAKES PUD (PB 16 PG 36)
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	COVE LAKES PUD
Legal Block	1
Legal Lot Number	30
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1015
Census Tract	1107

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 24, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2014 · Amount on Record
Deed Sale	Jul 24, 2014 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	20142467598
Deed Book / Page	2731 / 522
Last Transfer Date	Jun 13, 2023
Transfer Doc	0033972494
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Sep 21, 2023
Property Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635
Document Number	0033972494
Book / Page	3397 / 2494
Map Reference	MB 16 PG 36
Instrument Date	Jun 13, 2023
Instrument	3036564
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jul 24, 2023
Property Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635
Document Number	0033871592
Book / Page	3387 / 1592
Map Reference	MB 16 PG 36
Instrument Date	Jun 13, 2023
Instrument	3027556
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 SE SUMMIT TRL, STUART, FL 34997-7635

Mortgage

Document Number	0031591310
Date	Sep 18, 2020
Book Page	3159/1310
Instrument	2838684

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Aug 25, 2045

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,491.00 (-0.67%) Homeowner's exemption	$361,155 (+5.99%)	$471,430 (-1.7%) Land $105,000 Building $366,430
2024	$5,528.00 (+2.05%)
2023	$5,417.00 (+3.63%) Additional exemption filed	$340,755 (+3%)	$479,570 (+22.67%) Land $105,000 Building $374,570
2022	$5,227.00 Homeowner's exemption	$330,831	$390,950 Land $92,250 Building $298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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