1499 E Charter Oaks Cir, Sandy, UT 84093 Property Records

Salt Lake County property record for 1499 E Charter Oaks Cir, Sandy, UT 84093

Property Summary

Property Type	Other
Details	1,400 sqft
Lot Size	0.37 acres (16,117 sqft)
Owner	Trust Name on File
Last Sale	$737,500 (Feb 2021)
Tax Bill	$926 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`22-28-376-004`

Property Details

APN / Parcel Number

Primary APN	`22-28-376-004`
Alternative APN	`22-28-376-004-0000`

Interior

Building Area	1,400 sqft Total Area

Exterior

Lot Area	16,117 sqft (0.37 acres)
View / Lot	Corner
Garage Type	Detached
Garage Area	1,400 sqft
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	1499 E CHARTER OAKS CIR
City	SANDY
State	UT
Zip	84093
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	1110
Legal Description	LOT 25, RIVERWOOD SUB 4890-1114 09746-2767 10732-0097 10747-1998 11123-8307
Legal Range	1E
Legal Township	3S
Legal Section	28
Legal Subdivision	RIVERWOOD SUB
Legal Block	1
Legal Lot Number	25
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	1
Census Block	1011
Census Tract	112618

Owner

1499 E Charter Oaks Cir is held in a trust since February 2021.

Source: Salt Lake County records, as of June 3, 2026

Owner of Record	Trust Name on File
Mailing Address	1511 E CHARTER OAKS CIR, SANDY, UT 84093-6156
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage LPMC LLC
Feb 15, 2022	Intrafamily Transfer, Transfer
Feb 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK
Nov 20, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Jan 22, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Nov 20, 2018 · Amount on File
Deed Document Number	202113575908
Deed Book / Page	11123 / 8307
Transfer Doc	0000008307
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014085079
Date	Mar 22, 2023
Book Page	11407/9334
Instrument	14085079

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	BACKMAN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013734825
Date	Aug 3, 2021
Book Page	11216/3347
Instrument	13734825

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	EAGLE GATE TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013041663
Date	Jul 31, 2019
Book Page	10810/5485
Instrument	13041663

Lender

Name	LPMC LLC
Type	Non-Lending Institution
Address	SALEM, OR 97302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Feb 15, 2022
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Document Number	0013891401
Book / Page	11306 / 1533
Instrument Date	Jan 26, 2022
Instrument	13891401
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E CHARTER OAKS CIR, COTTONWOOD HEIGHTS, UT 84093-6156

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Feb 23, 2021
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Document Number	0013575908
Book / Page	11123 / 8307
Instrument Date	Feb 18, 2021
Instrument	13575908
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	EAGLE POINTE TITLE INSURANCE AGENCY, EAGLE POINTE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E CHARTER OAKS CIR, SANDY, UT 84093-6156

Mortgage

Document Number	0013575909
Date	Feb 23, 2021
Instrument	13575909

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Document Number	0013329672
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 E CHARTER OAKS CIR COTTONWOOD HEIGHTS UT 84093, COTTONWOOD HEIGHTS, UT 84093

Mortgage

Document Number	0013329672
Date	Jul 15, 2020
Book Page	010979/008346
Instrument	13329672

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Document Number	0013041664
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	EAGLE GATE TITLE INSURANCE AGENCY, EAGLE GATE TITLE INS AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1511 E CHARTER OAKS CIR COTTONWOOD HEIGHTS UT 840936156, COTTONWOOD HEIGHTS, UT 84093-6156

Mortgage

Document Number	0013041664
Date	Jul 31, 2019
Book Page	010810/005506
Instrument	13041664

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Nov 20, 2018
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Document Number	0012889532
Book / Page	10732 / 0097
Instrument Date	Nov 16, 2018
Instrument	12889532
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 E CHARTER OAKS CIRAST, 1511, SANDY, UT 84093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E CHARTER OAKS CIR # AST, AST, SANDY, UT 84093-6156

Mortgage

Document Number	0012889550
Date	Nov 20, 2018
Instrument	12889550

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jan 22, 2019
Property Address	1499 E CHARTER OAKS CIR, SANDY, UT 84093
Document Number	0012922006
Book / Page	010747 / 001998
Instrument Date	Nov 16, 2018
Instrument	12922006
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1511 E CHARTER OAKS CIR COTTONWOOD HEIGHTS UT 840936156, COTTONWOOD HEIGHTS, UT 84093-6156

Tax Assessment & Valuation

The 2025 property tax bill for 1499 E Charter Oaks Cir was $926, up 2% from the year before.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Cottonwood Heights City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$926.00 (+1.98%)	$174,100 Land $105,600 Building $68,500	$174,100 Land $105,600 Building $68,500
2024	$908.00 (+0.67%)
2023	$902.00 (+9.73%) Homeowner's exemption	$168,200 Land $97,800 Building $70,400	$168,200 Land $97,800 Building $70,400
2022	$822.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1499 E Charter Oaks Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Sep 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1499 E Charter Oaks Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALT LAKE CITY WATER SYSTEM serves 383,612 people · EPA ID UTAH18026
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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