1499 8th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1499 8th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 1977
Lot Size0.187 acres (8,125 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jul 2002)
Tax Bill$5,530 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jul 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN038-282-039

Property Details

APN / Parcel Number

Primary APN038-282-039
Alternative APN
  • 038282018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,659 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeWood
Lot Area8,125 sqft (0.187 acres)
TerrainAbove Road/Slope
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1499 8TH ST
CityLOS OSOS
StateCA
Zip93402-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 72 LTS 23 & 24 & PTN ABD RD
Legal SubdivisionTOWN EL MORO
Legal Block72
Legal Lot Number23,24
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1025
Census Tract10701

Owner

1499 8th St is owned and occupied by an individual who acquired it in November 2017.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1499 8TH ST, LOS OSOS, CA 93402-1621
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jul 21, 2022Deed of Trust, Mortgage · Line of Credit
LOGIX FCU
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
WINNPOINTE CORPORATION
Nov 29, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
CRESTLINE FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2002 · Amount on File
Deed SaleJul 31, 2002 · Amount on File
Deed Document Number200262010
Last Transfer DateNov 22, 2017
Transfer Doc0000054666
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1499 8TH ST, LOS OSOS, CA 93402-1621
Transaction TypeMortgage
Record UpdatedSep 26, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1499 8TH ST, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000027243
DateSep 15, 2023
Instrument2023027243
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 13, 2038

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1499 8TH ST, LOS OSOS, CA 93402-1621
Transaction TypeMortgage
Record UpdatedAug 3, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1499 8TH ST, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000029665
DateJul 21, 2022
Instrument2022029665
Lender
NameLOGIX FCU
TypeCredit Union
AddressVALENCIA, CA 91355
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1499 8TH ST, LOS OSOS, CA 93402-1621
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1499 8TH ST, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000021945
DateMar 23, 2021
Instrument2021021945
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1499 8TH ST, LOS OSOS, CA 93402-1621
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058265
DateDec 27, 2019
Instrument2019058265
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 29, 2017
Property Address1499 8TH ST, LOS OSOS, CA 93402-1621
Document Number0000054666
Map ReferenceMB A PG80
Instrument DateNov 22, 2017
Instrument2017054666
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1499 8TH ST, LOS OSOS, CA 93402-1621

Mortgage

Document Number0000054667
DateNov 29, 2017
Instrument2017054667
Lender
NameCRESTLINE FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1499 8th St was $5,530 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$234,067 (+2%) Land $86,990 Building $147,077
2025$5,530.00 Homeowner's exemption$229,479 Land $85,285 Building $144,194
2023$5,229.00 (-0.08%) Homeowner's exemption$220,570 Land $81,974 Building $138,596
2022$5,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1499 8th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1499 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 8th St

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