1499 7th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1499 7th St E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 996 sqft · built 1983
Lot Size	0.192 acres (8,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Oct 2021)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-29-22-31-0093`

Property Details

APN / Parcel Number

Primary APN	`27-29-22-31-0093`
Alternative APNs	`8032682` `619370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Wood
Lot Area	8,344 sqft (0.192 acres)
Lot Dimensions	149 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	619370
Street Address	1499 7TH ST E
City	SAINT PAUL
State	MN
Zip	55106-4111
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CRUICKSHANKS GARDEN LOTS EX E 95 FT THE S 148 5O/1OO FT OF LOT 15 BLK 2
Legal Range	22
Legal Township	29
Legal Section	27
Legal Subdivision	CRUICKSHANKS GARDEN LOTS
Legal Block	2
Legal Lot Number	15
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4004
Census Tract	31702

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1499 7TH ST E, SAINT PAUL, MN 55106-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU
Mar 6, 2018	Warranty Deed, Transfer · Conventional Mortgage WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	20214912212
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 18, 2020
Property Address	1499 7TH ST E, SAINT PAUL, MN 55106-4111
Document Number	0004827693
Instrument Date	Aug 14, 2020
Instrument	4827693
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1497-1499 7TH ST E ST PAUL MN 551064111, ST PAUL, MN 55106-4111

Mortgage

Document Number	4827694
Date	Aug 18, 2020
Instrument	4827694

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1499 7TH ST E, SAINT PAUL, MN 55106-4111
Document Number	0004749278
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 7TH ST E ST PAUL MN 551064111, ST PAUL, MN 55106-4111

Mortgage

Document Number	0004749278
Date	Mar 12, 2019
Instrument	4749278

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2039

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 6, 2018
Property Address	1499 7TH ST E, SAINT PAUL, MN 55106-4111
Document Number	0004700889
Instrument Date	Mar 1, 2018
Instrument	4700889
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497-1499 7TH ST E ST PAUL MN 551064111, ST PAUL, MN 55106-4111

Mortgage

Document Number	4700890
Date	Mar 6, 2018
Instrument	4700890

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,400 (-9.08%) Land $30,000 Building $272,400	$302,400 (-9.08%) Land $30,000 Building $272,400
2025	$4,932.00 (-5.3%)	$332,600 (+17.65%) Land $25,000 Building $307,600	$332,600 (+17.65%) Land $25,000 Building $307,600
2023	$5,208.00	$282,700 Land $20,000 Building $262,700	$282,700 Land $20,000 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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