14986 E Mick Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 14986 E Mick Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (49,159 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,527 (2024)
Deeds & Mortgages	Aug 2019 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-21-476-015`

Property Details

APN / Parcel Number

Primary APN	`07-21-476-015`

Exterior

Lot Area	49,159 sqft (1.12 acres)

Location & Zoning

Street Address	14986 E MICK RD
City	MOUNT VERNON
State	IL
Zip	62864-8515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARRY POSTONS 1ST SUB LOT 7
Legal Subdivision	LARRY POSTONS FIRST SUB
Legal Lot Number	7
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1036
Census Tract	50800

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14986 E MICK RD, MOUNT VERNON, IL 62864-8515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK
May 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST BANK
Oct 4, 2018	Deed, Transfer COMMUNITY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 28, 2010
Transfer Doc	201101502
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	14986 E MICK RD, MOUNT VERNON, IL 62864-8515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903456
Date	Aug 14, 2019
Instrument	201903456

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2029

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	14986 E MICK RD, MOUNT VERNON, IL 62864-8515
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002179
Date	May 22, 2020
Instrument	202002179

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON IL
Recording Date	Oct 4, 2018
Property Address	14986 E MICK RD, MOUNT VERNON, IL 62864-8515
Document Number	201804617
Instrument Date	Sep 26, 2018
Instrument	201804617
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14986 E MICK RD, MOUNT VERNON, IL 62864-8515

Mortgage

Document Number	201804618
Date	Oct 4, 2018
Instrument	201804618

Lender

Name	COMMUNITY FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Summersville School District 79 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,267 (+8%) Land $20,069 Building $73,198	$279,801 (+8%) Land $60,207 Building $219,594
2024	$5,527.00 (+9.62%)	$86,358 (+23.49%) Land $18,582 Building $67,776	$259,074 (+23.49%) Land $55,746 Building $203,328
2022		$69,934 Land $15,048 Building $54,886	$209,802 Land $45,144 Building $164,658
2021	$5,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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