14985 Titanium Cir, Moreno Valley, CA 92555 Property Records

Riverside County property record for 14985 Titanium Cir, Moreno Valley, CA 92555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,251 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2020)
Tax Bill	$5,511 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`304-391-015`

Property Details

APN / Parcel Number

Primary APN	`304-391-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,251 sqft Living Area
Gross Area	2,751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	14985 TITANIUM CIR
City	MORENO VALLEY
State	CA
Zip	92555-6345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.14 ACRES IN LOT 49 MB 314/092 TR 30026
Legal Subdivision	TRACT NO 30026
Legal Tract	30026
Legal Lot Number	49
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	2
Census Block	2018
Census Tract	42623

Owner

14985 Titanium Cir is owned and occupied by two individuals who bought it in October 2020.

Source: Riverside County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14985 TITANIUM CIR, MORENO VALLEY, CA 92555-6345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Apr 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 15, 2020	Grant Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Document Number	2020496289
Prior Transfer Date	Apr 5, 2013
Prior Transfer Doc	0000184856
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 19, 2026
Property Address	14985 TITANIUM CIR, MORENO VALLEY, CA 92555-6345
Document Number	0000260580
Instrument Date	Aug 14, 2026
Instrument	2026260580
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	14985 TITANIUM CIR, MORENO VALLEY, CA 92555-6345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000260580,
Date	Aug 19, 2026
Instrument	2026260580

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	14985 TITANIUM CIR, MORENO VALLEY, CA 92555-6345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117747
Date	Apr 8, 2019
Instrument	2019-0117747

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 15, 2020
Property Address	14985 TITANIUM CIR, MORENO VALLEY, CA 92555-6345
Document Number	0000496289
Map Reference	MB 314 PG 92-98
Instrument Date	Oct 13, 2020
Instrument	2020-0496289
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14985 TITANIUM CIR, MORENO VALLEY, CA 92555-6345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000496290
Date	Oct 15, 2020
Instrument	2020-0496290

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14985 Titanium Cir was $5,511.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Moreno Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,230 (+2%) Land $66,243 Building $402,987
2025	$5,511.00	$460,031 Land $64,945 Building $395,086
2023	$5,246.00 (+1.92%)	$442,170 Land $62,424 Building $379,746
2022	$5,147.00
2021			$439,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14985 Titanium Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14985 Titanium Cir is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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