14981 N 1600th St, Teutopolis, IL 62467 Property Records

Effingham County property record for 14981 N 1600th St, Teutopolis, IL 62467

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 950 sqft · built 1977
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$756,000 (Nov 2025)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Nov 2025 Re-recorded Document Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-022-039`

Property Details

APN / Parcel Number

Primary APN	`12-12-022-039`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	950 sqft Base Area
1st Floor Area	950 sqft
Basement Area	3,190 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Area	364 sqft
Pole Barn	2,240 sqft

Location & Zoning

Street Address	14981 N 1600TH ST
City	TEUTOPOLIS
State	IL
Zip	62467-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 220FT OF E 228FT NE NE 25004272 25003510 3242/29 1496/194
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2007
Census Tract	950600

Owner

14981 N 1600th St is owned and occupied by an individual who bought it in November 2025.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	14981 N 1600TH ST, TEUTOPOLIS, IL 62467-3412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Re-recorded Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Oct 1, 2025 · Amount on File
Deed Document Number	20254272
Prior Transfer Date	Sep 30, 2025
Prior Transfer Doc	0000004272
Record Updated	Oct 29, 2026

November 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	EFFINGHAM IL
Recording Date	Nov 25, 2025
Property Address	14981 N 1600TH ST, TEUTOPOLIS, IL 62467-3412
Document Number	202525004272
Instrument Date	Nov 25, 2025
Instrument	202525004272
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14981 N 1600TH ST, TEUTOPOLIS, IL 62467-3412

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14981 N 1600TH ST, TEUTOPOLIS, IL 62467-3412
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003511
Date	Oct 1, 2025
Instrument	202525003511

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14981 N 1600TH ST, TEUTOPOLIS, IL 62467-3412
Transaction Type	Mortgage
Record Updated	Jan 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700005661
Date	Dec 11, 2017
Book Page	3353/187
Instrument	201700005661

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	NEWTON, IL 62448

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Nov 1, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 14981 N 1600th St was $3,400 with a homeowner's exemption, up 7.7% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (+7.7%) Homeowner's exemption	$75,470 (+1%) Land $3,860 Building $71,610	$226,410 (+1%) Land $11,580 Building $214,830
2024	$3,157.00 Homeowner's exemption	$68,610 Land $3,510 Building $65,100	$205,830 Land $10,530 Building $195,300
2022	$1,733.00 Homeowner's exemption	$56,440 Land $2,890 Building $53,550	$169,320 Land $8,670 Building $160,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14981 N 1600th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14981 N 1600th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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