14980 E Lake Cir, ARP, TX 75750 Property Records

Smith County property record for 14980 E Lake Cir, ARP, TX 75750

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,657 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,111 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R109365`

Property Details

APN / Parcel Number

Primary APN	`R109365`
Alternative APN	`1-23240-0000-02-020000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,657 sqft Heated Area
1st Floor Area	2,657 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	390 sqft
Boat House	1,344 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R109365
Street Address	14980 E LAKE CIR
City	ARP
State	TX
Zip	75750-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKE WOODS LOT 20
Legal Subdivision	EAST LAKE WOODS
Legal Lot Number	20
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	3
Census Block	3021
Census Tract	2102

Owner

Source: Smith County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14980 E LAKE CIR, ARP, TX 75750-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 20, 2020	Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC
Apr 25, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2017
Deed Sale	Apr 25, 2017
Prior Sale	Jul 26, 2007
Deed Document Number	WDVL 15951
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	14980 E LAKE CIR, ARP, TX 75750-9781
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001052177
Date	Dec 22, 2021
Instrument	202101052177

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	14980 E LAKE CIR, ARP, TX 75750-9781
Document Number	0000026082
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14980 E LAKE CIR ARP TX 757509781, ARP, TX 75750-9781

Mortgage

Document Number	0000026082
Date	Jul 27, 2020
Instrument	26082

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Apr 25, 2017
Property Address	14980 E LAKE CIR, ARP, TX 75750-9781
Document Number	0000015951
Instrument Date	Apr 20, 2017
Instrument	15951
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14980 E LAKE CIR ARP TX 757509781, ARP, TX 75750-9781

Mortgage

Document Number	15952
Date	Apr 25, 2017
Instrument	15952

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,111.00 (+5.39%) Homeowner's exemption	$849,182 (+9.42%) Land $265,290 Building $583,892	$849,182 (+9.42%) Land $265,290 Building $583,892
2024	$8,645.00 (+16.04%)
2023	$7,450.00 (-9.15%) Homeowner's exemption	$776,044 Land $265,290 Building $510,754	$776,044 Land $265,290 Building $510,754
2022	$8,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2016)
Most Recent Claim	Mar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LAKE WOODS private · serves 381 people · EPA ID TX2120097
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cherokee County Electric Cooperative Association Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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