1498 Smith Ave, Elba, AL 36323 Property Records

Coffee County property record for 1498 Smith Ave, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,801 sqft · built 1979
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on File
Tax Bill	$762 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1102042000021001`

Property Details

APN / Parcel Number

Primary APN	`1102042000021001`
Alternative APNs	`605823` `9189`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,801 sqft Living Area
1st Floor Area	2,048 sqft
Upper Floors Area	753 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Vinyl
Construction Type	Wood
Roof Material	Metal
Lot Area	38,768 sqft (0.89 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	503 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	605823
Street Address	1498 SMITH AVE
City	ELBA
State	AL
Zip	36323-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM @ PT WHERE THE N L OF THE SE1 4 OF NW1 4 INT THE E R WOF HWY 125 TH S ALG E R W 207 TO POB TH CONT S 144.4 TH E216.4 D 280 (S) TH N 164.9 THW 180 D 232 (S) TO POB
Legal Range	20E
Legal Township	5N
Legal Section	04
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2029
Census Tract	10400

Owner

1498 Smith Ave is owned and occupied by two individuals.

Source: Coffee County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	498 SMITH AVE, ELBA, AL 36323-1603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Jun 23, 2026
Property Address	1498 SMITH AVE, ELBA, AL 36323-3624
Document Number	0000401144
Book / Page	241 / 832
Instrument Date	Jun 18, 2026
Instrument	2026401144
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401145,
Date	Jun 23, 2026
Instrument	2026401145

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1498 Smith Ave was $762 with a homeowner's exemption.

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Elba City
Unified School District	Elba City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00	$20,560 Land $778 Building $19,782	$205,460 Land $7,770 Building $197,690
2023		$18,840 (-)	$188,370 (-) Land $7,000 Building $181,370
2022	$698.00 Homeowner's exemption	$18,840	$188,370 Land $7,000 Building $181,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1498 Smith Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	134 (1990–2015)
Claims Outside the SFHA	90 of 134
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Dec 2009 · 70 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 21 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1498 Smith Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELBA, THE WW AND EB OF THE serves 5,262 people · EPA ID AL0000295
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Carbon tetrachloride resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000
BuzzBroadband Fiber	2,000 / 2,000