1498 Ramsey Rd, Alpine, CA 91901 Property Records

San Diego County property record for 1498 Ramsey Rd, Alpine, CA 91901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,766 sqft · built 1991
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Aug 2021)
Tax Bill	$8,573 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`403-300-24-00`

Property Details

APN / Parcel Number

Primary APN	`403-300-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,766 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,144 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1498 RAMSEY RD
City	ALPINE
State	CA
Zip	91901-3966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 5 TR 012468
Legal Subdivision	ALPINE 4612
Legal Tract	012468
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	ALPINE
Census Block Group	3
Census Block	3016
Census Tract	21205

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 24, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC
Dec 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Sep 24, 1990 · Amount on Record
Deed Document Number	2021602395
Prior Transfer Date	Dec 24, 2019
Prior Transfer Doc	0000614324
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1498 RAMSEY RD, ALPINE, CA 91901-3966

Mortgage

Document Number	0000269943
Date	Sep 29, 2025
Instrument	2025-0269943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2021
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Document Number	0000602395
Map Reference	MAP 12468
Instrument Date	Jul 29, 2021
Instrument	2021-0602395
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1498 RAMSEY RD, ALPINE, CA 91901-3966

Mortgage

Document Number	0000602396
Date	Aug 24, 2021
Instrument	2021-0602396

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226110
Date	May 19, 2017
Instrument	2017-0226110

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000560705
Date	Dec 1, 2017
Instrument	2017-0560705

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408379
Date	Jul 27, 2020
Instrument	2020-0408379

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2019
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Document Number	0000614324
Instrument Date	Dec 24, 2019
Instrument	614324
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1498 RAMSEY RD ALPINE CA 919013966, ALPINE, CA 91901-3966

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2019
Property Address	1498 RAMSEY RD, ALPINE, CA 91901-3966
Document Number	0000613125
Map Reference	MAP 12468
Instrument Date	Dec 24, 2019
Instrument	2019-0613125
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1498 RAMSEY RD, ALPINE, CA 91901-3966

Mortgage

Document Number	0000613126
Date	Dec 30, 2019
Instrument	2019-0613126

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Alpine Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,576 (+2%) Land $269,213 Building $434,363
2025	$8,573.00 (+1.35%)	$689,782 (+4.04%) Land $263,935 Building $425,847
2023	$8,459.00 (+1.03%)	$662,999 Land $253,687 Building $409,312
2022	$8,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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