1498 Elk Mountain Rd, Libby, MT 59923 Property Records

Lincoln County property record for 1498 Elk Mountain Rd, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,663 sqft · built 2004
Lot Size	15.4 acres (673,873 sqft)
Owner	2 Company Names on Record
Last Sale	$355,000 (Sep 2019)
Tax Bill	$4,922 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage + 1 more
APN	`R5617545`

Property Details

APN / Parcel Number

Primary APN	`R5617545`
Alternative APNs	`56-3826-28-1-01-20-0000` `0000053362`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,663 sqft Living Area
1st Floor Area	1,208 sqft
2nd Floor Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	673,873 sqft (15.4 acres)
Terrain	Wooded

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	551 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000053362
Street Address	1498 ELK MOUNTAIN RD
City	LIBBY
State	MT
Zip	59923-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T27 N, R28 W, C.O.S. 4158, PARCEL A, ACRES 15.47
Legal Range	28W
Legal Township	27N
Legal Section	28
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1431
Census Tract	100

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1277 YEUST RD, AZALEA, OR 97410-9737
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	2019281629
Deed Book / Page	378 / 922
Last Transfer Date	May 6, 2025
Transfer Doc	0000315574
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1498 ELK MOUNTAIN RD, LIBBY, MT 59923-7948
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97651 MARINA HEIGHTS LOOP, BROOKINGS, OR 97415-8203

Mortgage

Document Number	000398/516
Date	Aug 31, 2022
Book Page	398/516
Instrument	302507

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	1498 ELK MOUNTAIN RD, LIBBY, MT 59923-7948
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	388/39
Date	Feb 25, 2021
Book Page	388/39
Instrument	291395

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Sep 12, 2019
Property Address	1498 ELK MOUNTAIN RD, LIBBY, MT 59923-7948
Document Number	378/922
Book / Page	378 / 922
Instrument Date	Aug 30, 2019
Instrument	281629
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL CO OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1277 YEUST RD, AZALEA, OR 97410-9737

Mortgage

Document Number	281630
Date	Sep 12, 2019
Instrument	281630

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,922.00 (+138.47%)	$624,900 (-)
2025	$2,064.00 (-22.99%)	$624,900 (+47.17%)	$624,900 (+47.17%) Land $215,088 Building $409,812
2023	$2,680.00	$424,600	$424,600 Land $93,034 Building $331,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 57% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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