Humboldt County property record for 1498 10th St, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.179 acres (7,784 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,955 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-222-004-000 |
| Primary APN | 021-222-004-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,784 sqft (0.179 acres) |
|---|
| Street Address | 1498 10TH ST |
|---|---|
| City | ARCATA |
| State | CA |
| Zip | 95521-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | 0600610002D050083B X 3C 600775C080586C 00000000 N |
| Legal Block | 1 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1103 |
1498 10th St is owned by an individual who acquired it in March 2011.
Source: Humboldt County records, as of August 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 217, ARCATA, CA 95518-0217 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Transfer on Death Deed, Transfer |
| Aug 1, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Jan 25, 2020 | Deed of Trust, Mortgage UMPQUA BK |
| Jul 3, 2018 | Deed of Trust, Mortgage UMPQUA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2011 |
| Deed Sale | Mar 30, 2011 |
| Prior Sale | Jan 28, 2011 · Amount on File |
| Deed Document Number | 20116590 |
| Prior Transfer Date | Nov 2, 1999 |
| Prior Transfer Doc | 0000029769 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Nov 16, 2023 |
| Property Address | 1498 10TH ST, ARCATA, CA 95521-5707 |
| Document Number | 0000015282 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 2023-015282 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 217, ARCATA, CA 95518-0217 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 217, ARCATA, CA 95518-0217 |
| Mail Care Of | FRANCISCO DE LA CABADA |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1498 10TH ST, ARCATA, CA 95521-5707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1498 10TH ST, ARCATA, CA 95521-5707 |
| Document Number | 0000014412 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022-014412 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1498 10TH ST, ARCATA, CA 95521-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 217, ARCATA, CA 95518-0217 |
| Document Number | 0000021420 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-021420 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1498 10TH ST, ARCATA, CA 95521-5707 |
| Document Number | 0000001682 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | PO BOX 217 ARCATA CA 955180217, ARCATA, CA 95518-0217 |
| Document Number | 0000001682 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 1682 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1498 10TH ST, ARCATA, CA 95521-5707 |
| Document Number | 0000013735 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 217 ARCATA CA 955180217, ARCATA, CA 95518-0217 |
| Document Number | 0000013735 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 13735 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 25, 2048 |
The 2025 property tax bill for 1498 10th St was $5,955, up 1.2% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,955.00 (+1.21%) | $499,647 Land $185,765 Building $313,882 |
| 2024 | $5,884.00 (+2.06%) | |
| 2023 | $5,765.00 (-1.79%) | $480,247 Land $178,552 Building $301,695 |
| 2022 | $5,870.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1498 10th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1498 10th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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