14979 Via Caribia, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 14979 Via Caribia, Lake Elsinore, CA 92530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,662 sqft · built 2004
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jan 2019)
Tax Bill	$7,628 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`387-561-009`

Property Details

APN / Parcel Number

Primary APN	`387-561-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,662 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	2,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	14979 VIA CARIBIA
City	LAKE ELSINORE
State	CA
Zip	92530-6982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20000
Legal Description	.51 ACRES M/L IN LOT 32 MB 336/001 TR 28748
Legal Subdivision	TRACT NO 28748
Legal Tract	28748
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	1
Census Block	1017
Census Tract	43008

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU
Sep 10, 2020	Grant Deed, Transfer NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS
Jan 25, 2019	Grant Deed, Transfer EQUITY TITLE-ORANGE COUNTY/INLAN, EQUITY TITLE-ORANGE CNTY/INLAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Jun 30, 2016
Deed Document Number	201927734
Last Transfer Date	Sep 2, 2020
Transfer Doc	0000426539
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982

Mortgage

Document Number	0000454823
Date	Nov 2, 2022
Instrument	2022-0454823

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982

Mortgage

Document Number	0000652419
Date	Dec 22, 2020
Instrument	2020-0652419

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 10, 2020
Property Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982
Document Number	0000426539
Map Reference	MB 336 PG 1-4
Instrument Date	Sep 2, 2020
Instrument	2020-0426539
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982

Mortgage

Document Number	0000426540
Date	Sep 10, 2020
Instrument	2020-0426540

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 10, 2020
Property Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982
Document Number	0000426538
Instrument Date	Jul 28, 2020
Instrument	426538
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14979 VIA CARIBIA LAKE ELSINORE CA 925306982, LAKE ELSINORE, CA 92530-6982

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 25, 2019
Property Address	14979 VIA CARIBIA, LAKE ELSINORE, CA 92530-6982
Document Number	0000027733
Instrument Date	Dec 12, 2018
Instrument	27733
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	EQUITY TITLE-ORANGE COUNTY/INLAN, EQUITY TITLE-ORANGE CNTY/INLAN

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,044 (+2%) Land $113,781 Building $489,263
2025	$7,628.00 (+3.25%) Veteran's exemption	$591,220 (+4.04%) Land $111,550 Building $479,670
2024	$7,388.00 (+0.83%)
2023	$7,327.00 (+0.87%) Disabled Person's exemption Veteran's exemption	$568,264 Land $107,219 Building $461,045
2022	$7,264.00
2021			$637,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2019)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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