14977 Three Ponds Trl, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14977 Three Ponds Trl, Delray Beach, FL 33446 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 2021
Lot Size	0.141 acres (6,129 sqft)
Owner	Individual Name on File
Last Sale	$482,500 (Sep 2021)
Tax Bill	$6,531 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-15-31-000-0500`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-15-31-000-0500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	2,263 sqft
1st Floor Area	1,703 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Material	Concrete
Lot Area	6,129 sqft (0.141 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14977 THREE PONDS TRL
City	DELRAY BEACH
State	FL
Zip	33446-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVALON TRAILS AT VILLAGES OF ORIOLE PUD LT 50
Legal Range	42E
Legal Township	46S
Legal Section	15
Legal Subdivision	AVALON TRAILS AT VILLAGES OF ORIOLE PUD
Legal Lot Number	50
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4001
Census Tract	5933

Owner

Source: Palm Beach County records · APN 00-42-46-15-31-000-0500

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 10, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	2021420098
Deed Book / Page	32858 / 1093
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Jul 15, 2026
Property Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266
Document Number	0000256324
Book / Page	36657 / 1253
Instrument Date	Jun 30, 2026
Instrument	2026256324
Transaction Type	Mortgage
Record Updated	Aug 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266

Mortgage

Document Number	0000256324,
Date	Jul 15, 2026
Book Page	36657/1253
Instrument	2026256324

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Oct 01, 2051

Interest

Rate	6.48%
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266

Mortgage

Document Number	0340420240
Date	Dec 29, 2022
Book Page	34042/240
Instrument	20220509236

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 10, 2021
Property Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266
Document Number	0328581093
Book / Page	32858 / 1093
Map Reference	MB 128 PG 76
Instrument Date	Aug 30, 2021
Instrument	20210420098
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,377.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8895 N MILITARY TRL # TRL101B, TRL101B, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14977 THREE PONDS TRL, DELRAY BEACH, FL 33446-1266

Mortgage

Document Number	0328581097
Date	Sep 10, 2021
Instrument	32858/1097

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,531.00 (+3.06%) Homeowner's exemption	$413,702 (+6.72%)	$475,064 (+1.35%) Land $120,000 Building $355,064
2024	$6,337.00 (+3.21%)
2023	$6,140.00 (+0.87%) Homeowner's exemption	$387,651 (+3%)	$468,751 (+24.55%) Land $121,541 Building $347,210
2022	$6,087.00 Homeowner's exemption	$376,360 Land $91,000 Building $285,360	$376,360 Land $91,000 Building $285,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990059334, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	8,000 / 8,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Xfinity, AT&T, T-Mobile USA, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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