14977 Chad Ln, Williamsburg, OH 45176 Property Records

Brown County property record for 14977 Chad Ln, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1983
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Nov 2020)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-071424-08-00`

Property Details

APN / Parcel Number

Primary APN	`37-071424-08-00`
Alternative APN	`003782-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Wood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	003782-0
Street Address	14977 CHAD LN
City	WILLIAMSBURG
State	OH
Zip	45176-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S.3343 LOT 11 .62 A LANDSSUNRISE EAST SUBDIVISION SECTION
Legal Subdivision	SUNRISE EAST III SUBDIVISION
Legal Lot Number	11
Jurisdiction	BROWN OH
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2016
Census Tract	951302

Owner

14977 Chad Ln is owned and occupied by an individual who bought it in November 2020.

Source: Brown County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Feb 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Mar 8, 2005 · Amount on File
Deed Document Number	20206592
Deed Book / Page	504 / 5589
Prior Transfer Date	Aug 4, 2005
Prior Transfer Doc	0000008181
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255

Mortgage

Document Number	0000006251
Date	Dec 4, 2025
Book Page	549/2627
Instrument	202500006251

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	3045 S PARKER RD # B, AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255

Mortgage

Document Number	0000000892
Date	Feb 27, 2024
Book Page	528/1115
Instrument	202400000892

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN OH
Recording Date	Nov 19, 2020
Property Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255
Document Number	0000006592
Book / Page	504 / 5589
Map Reference	MB 7 PG 12 SL 628
Instrument Date	Nov 6, 2020
Instrument	202000006592
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14977 CHAD LN, WILLIAMSBURG, OH 45176-9255

Mortgage

Document Number	0000006593
Date	Nov 19, 2020
Instrument	202000006593

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14977 Chad Ln was $1,729.

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Sterling Township
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00	$59,430 (-) Land $10,630 Building $48,800
2024	$1,729.00 (+31.08%)	$59,430 (+39.12%) Land $10,630 Building $48,800	$169,810 Land $30,380 Building $139,430
2023	$1,319.00 (+0.08%)	$42,720 (-) Land $8,320 Building $34,400
2022	$1,318.00	$42,720 Land $8,320 Building $34,400
2021			$122,040 Land $23,760 Building $98,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14977 Chad Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14977 Chad Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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