San Bernardino County property record for 14976 Ramona Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,354 sqft · built 1992 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $610,000 (Jul 2024) |
| Tax Bill | $7,004 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3112-412-20-0000 |
| Primary APN | 3112-412-20-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,354 sqft Living Area |
| Gross Area | 3,930 sqft |
| 1st Floor Area | 3,354 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 48,352 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 540 sqft |
| Patio Area | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 14976 RAMONA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3225 LOT 1642 TR NO 3225 APPLE VALLEY RANCHOS UNIT NO 5 LOT 1642 EX ST ***** 12-31-92 #92-543668 STREET ***** |
| Legal Subdivision | APPLE VALLEY RANCHEROS UNIT #5 |
| Legal Tract | 3225 |
| Legal Block | 2 |
| Legal Lot Number | 1642 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 9714 |
14976 Ramona Rd is owner-occupied and held in a trust since July 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14976 RAMONA RD, APPLE VALLEY, CA 92307-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 21, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on File |
| Deed Sale | Jul 29, 2024 · Amount on File |
| Prior Sale | Dec 21, 2018 · Amount on File |
| Deed Document Number | 2024178427 |
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | 0000160588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14976 RAMONA RD, APPLE VALLEY, CA 92307-3416 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14976 RAMONA RD, APPLE VALLEY, CA 92307-3416 |
| Document Number | 0000105198 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0105198 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 14976 RAMONA RD, APPLE VALLEY, CA 92307-3416 |
| Document Number | 0000471600 |
| Map Reference | MB 43 PG 15-18 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 2018-0471600 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11742 KELSEY CT, LOMA LINDA, CA 92354-4189 |
| Document Number | 0000471601 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2018-0471601 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 14976 Ramona Rd was $7,004.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $622,200 (+2%) Land $124,440 Building $497,760 | |
| 2025 | $7,004.00 | $610,000 Land $122,000 Building $488,000 |
| 2023 | $4,791.00 (+1.53%) | $412,798 Land $82,560 Building $330,238 |
| 2022 | $4,719.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14976 Ramona Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14976 Ramona Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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