14975 Quito Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 14975 Quito Rd, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,124 sqft · built 1984
Lot Size	1.31 acres (57,499 sqft)
Owner	Company Name on Record
Tax Bill	$34,177 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`397-06-022`

Property Details

APN / Parcel Number

Primary APN	`397-06-022`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,124 sqft Living Area
1st Floor Area	3,192 sqft
2nd Floor Area	1,932 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2012
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Tile
Lot Area	57,499 sqft
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	4,640 sqft
Porch	Porch
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14975 QUITO RD
City	SARATOGA
State	CA
Zip	95070-6263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R140
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5005
Census Tract	507301

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	87 N 6TH ST, SAN JOSE, CA 95112-5423
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
May 3, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Nov 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 1997
Transfer Doc	0013952048
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14975 QUITO RD, SARATOGA, CA 95070-6263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023863293
Date	Feb 7, 2018
Instrument	23863293

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14975 QUITO RD, SARATOGA, CA 95070-6263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023924420
Date	May 3, 2018
Instrument	23924420

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 3, 2020
Property Address	14975 QUITO RD, SARATOGA, CA 95070-6263
Document Number	0024684957
Map Reference	MB 89 PG 28
Instrument Date	May 19, 2020
Instrument	24684957
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14975 QUITO RD, SARATOGA, CA 95070-6263

Mortgage

Document Number	0024684958
Date	Nov 3, 2020
Instrument	24684958

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Change Frequency	Annually

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,821,882 (+2%) Land $905,904 Building $1,915,978
2025	$34,177.00 (+4.76%) Homeowner's exemption	$2,766,552 (+4.04%) Land $888,142 Building $1,878,410
2023	$32,623.00 (+1.07%) Homeowner's exemption	$2,659,125 Land $853,655 Building $1,805,470
2022	$32,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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