Clay County property record for 14975 Mount Olivet Rd, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,846 sqft · built 2016 |
| Lot Size | 12.1 acres (530,561 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,401 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-703-00-01-007.00 |
| Primary APN | 06-703-00-01-007.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,846 sqft Living Area |
| Gross Area | 5,252 sqft |
| 1st Floor Area | 1,293 sqft |
| Basement Area | 1,275 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 530,561 sqft |
| Lot Dimensions | 1,264 ft deep x 584 ft wide |
| Garage Type | Attached |
| Garage Area | 876 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14975 MOUNT OLIVET RD |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINTERFELL HIGHLANDS LT 1 |
| Legal Range | 32W |
| Legal Township | 53N |
| Legal Section | 31 |
| Legal Subdivision | WINTERFELL HIGHLANDS |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 21900 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14975 MOUNT OLIVET RD, SMITHVILLE, MO 64089-8928 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU |
| Aug 26, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2015 |
| Transfer Doc | 0000018999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14975 MOUNT OLIVET RD, SMITHVILLE, MO 64089-8928 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001613 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 9508/186 |
| Instrument | 2023001613 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14975 MOUNT OLIVET RD, SMITHVILLE, MO 64089-8928 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | TRUSTED TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018628 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 8700/44 |
| Instrument | 2020018628 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 192 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 14975 MOUNT OLIVET RD, SMITHVILLE, MO 64089-8928 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030728 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 8780/34 |
| Instrument | 2020030728 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,401.00 (+14.92%) | $109,540 (+10.87%) | $576,526 (+10.87%) |
| 2023 | $6,440.00 (+30.76%) | $98,800 | $520,000 |
| 2019 | $4,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 9 serves 2,465 people · EPA ID MO1024150 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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