14975 Gayhead Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 14975 Gayhead Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,562 sqft · built 1957
Lot Size1.28 acres (56,000 sqft)
OwnerIndividual Name on Record
Last Sale$419,000 (Jun 2026)
Tax Bill$4,346 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN3112-501-05-0000

Property Details

APN / Parcel Number

Primary APN3112-501-05-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,562 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleModern
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area56,000 sqft
Lot Dimensions400 ft deep x 140 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address14975 GAYHEAD RD
CityAPPLE VALLEY
StateCA
Zip92307-3447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3225 LOT 1534 TR NO 3225 APPLE VALLEY RANCHOS UNIT NO 5 LOT 1534
Legal SubdivisionAPPLE VALLEY RANCHOS
Legal Tract3225
Legal Block2
Legal Lot Number1534
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2015
Census Tract9714

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Grant Deed, Transfer · FHA Mortgage
KINGS MORTGAGE SERVICES
Aug 24, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 13, 2023Grant Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Apr 3, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Aug 16, 2018Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
May 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2026 · Amount on Record
Deed SaleJun 24, 2026 · Amount on Record
Prior SaleJan 13, 2023 · Amount on Record
Deed Document Number2026161336
Prior Transfer DateNov 19, 2015
Prior Transfer Doc0000560914
Record UpdatedOct 29, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJun 24, 2026
Property Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
Document Number0000161336
Instrument DateMay 14, 2026
Instrument2026161336
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,550.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447

Mortgage

Document Number0000161337,
DateJun 24, 2026
Instrument2026161337
Lender
NameKINGS MORTGAGE SERVICES
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
Transaction TypeMortgage
Record UpdatedSep 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 GAYHEAD RD, APPLE VALLEY, CA 92307

Mortgage

Document Number0000208248
DateAug 24, 2023
Instrument2023-0208248
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueFeb 1, 2053

January 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 13, 2023
Property Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
Document Number0000010477
Map ReferenceMB 43 PG 15-18
Instrument DateDec 23, 2022
Instrument2023-0010477
Transaction TypeTransfer
Record UpdatedJan 27, 2023
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447

Mortgage

Document Number0000010478
DateJan 13, 2023
Instrument2023-0010478
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
Document Number0000125889
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14975 GAYHEAD RD APPLE VALLEY CA 923073447, APPLE VALLEY, CA 92307-3447

Mortgage

Document Number0000125889
DateApr 10, 2020
Instrument125889
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 9, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateAug 16, 2018
Property Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
Document Number0000300828
Map ReferenceMB 43 PG 15-18
Instrument DateJul 24, 2018
Instrument2018-0300828
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447

Mortgage

Document Number0000300829
DateAug 16, 2018
Instrument2018-0300829
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address14975 GAYHEAD RD, APPLE VALLEY, CA 92307-3447
Document Number0000221979
Instrument DateMay 22, 2017
Transaction TypeMortgage
Record UpdatedJun 8, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address14975 GAYHEAD RD APPLE VALLEY CA 923073447, APPLE VALLEY, CA 92307-3447

Mortgage

Document Number0000221979
DateMay 31, 2017
Instrument221979
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$380,974 (+2%) Land $76,195 Building $304,779
2025$4,346.00 (+55.27%)$373,504 (+58.34%) Land $74,701 Building $298,803
2023$2,799.00 (+1.56%)$235,885 Land $47,177 Building $188,708
2022$2,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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