14975 95th Pl N, Maple Grove (Osseo), MN 55369 Property Records

Hennepin County property record for 14975 95th Pl N, Maple Grove, MN 55369

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 2,010 sqft · built 1981
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Trust Names on File
Last Sale	$188,000 (Aug 1999)
Tax Bill	$5,930 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-119-22-42-0022`

Property Details

APN / Parcel Number

Primary APN	`09-119-22-42-0022`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	2,010 sqft
Basement Area	495 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	132 ft deep x 56 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	916 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	144 sqft
Patio Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	14975 95TH PL N
City	MAPLE GROVE
State	MN
Zip	55369-8537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 005 B RICE LAKE NORTH 4TH ADDN 56X132X183X77X175
Legal Range	22
Legal Township	119
Legal Section	09
Legal Quarter	42
Legal Subdivision	RICE LAKE NORTH 4TH ADDN
Legal Block	5
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	MAPLE GROVE
Census Block Group	5
Census Block	5029
Census Tract	26708

Owner

14975 95th Pl N is owner-occupied and held in a trust since January 2025.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14975 95TH PL N, MAPLE GROVE, MN 55369-8537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1999 · Amount on File
Deed Sale	Aug 25, 1999 · Amount on File
Deed Document Number	1999710932
Last Transfer Date	Jan 30, 2025
Transfer Doc	0011348570
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	14975 95TH PL N, MAPLE GROVE, MN 55369-8537
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10921568
Date	Feb 25, 2021
Instrument	A10921568

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	14975 95TH PL N, MAPLE GROVE, MN 55369-8537
Document Number	0010600543
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14975 95TH PL N MAPLE GROVE MN 553698537, MAPLE GROVE, MN 55369-8537

Mortgage

Document Number	0010600543
Date	Oct 10, 2018
Instrument	10600543

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 14975 95th Pl N was $5,930.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Maple Grove City
Unified School District	Osseo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,930.00	$452,600 Land $123,900 Building $328,700	$452,600 Land $123,900 Building $328,700
2023	$5,415.00 Homeowner's exemption
2022		$448,900 Land $105,500 Building $343,400	$448,900 Land $105,500 Building $343,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14975 95th Pl N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14975 95th Pl N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Maple Grove serves 82,000 people · EPA ID MN1270020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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