14974 Calle Privada, Rancho Santa Fe, CA 92091 Property Records

San Diego County property record for 14974 Calle Privada, Rancho Santa Fe, CA 92091

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 4,749 sqft · built 1985
Lot Size2.45 acres (106,722 sqft)
Owner2 Trust Names on File
Last Sale$5,150,000 (Oct 2024)
Tax Bill$54,922 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN303-040-57-00

Property Details

APN / Parcel Number

Primary APN303-040-57-00
Alternative APN
  • 3030400500

Interior

Bedrooms5 Beds
Full Baths6 Baths
Building Area4,749 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area106,722 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number3030400500
Street Address14974 CALLE PRIVADA
CityRANCHO SANTA FE
StateCA
Zip92091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 2 TR PM15374
Legal SubdivisionRANCHO SANTA FE
Legal Tract15374
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3010
Census Tract17062

Owner

14974 Calle Privada is held in a trust since October 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address3917 VIA CANGREJO, SAN DIEGO, CA 92130-2638
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 29, 2025Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Oct 18, 2024Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2024 · Amount on File
Deed SaleOct 18, 2024 · Amount on File
Prior SaleAug 26, 2013 · Amount on File
Deed Document Number2024280543
Prior Transfer DateSep 13, 2022
Prior Transfer Doc0000367713
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14974 CALLE PRIVADA, RANCHO SANTA FE, CA 92091
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9715, RANCHO SANTA FE, CA 92067-4715

Mortgage

Document Number0000854086
DateDec 20, 2021
Instrument2021-0854086
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14974 CALLE PRIVADA, RANCHO SANTA FE, CA 92091
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3917 VIA CANGREJO, SAN DIEGO, CA 92130-2638

Mortgage

Document Number0000111740
DateApr 29, 2025
Instrument2025-0111740
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressELGIN, IL 60124
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMay 10, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 18, 2024
Property Address14974 CALLE PRIVADA, RANCHO SANTA FE, CA 92091
Document Number0000280543
Instrument DateOct 7, 2024
Instrument2024-0280543
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3917 VIA CANGREJO, SAN DIEGO, CA 92130-2638

Mortgage

Document Number0000280752
DateOct 18, 2024
Instrument2024-0280752
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 19, 2022
Property Address14974 CALLE PRIVADA, RANCHO SANTA FE, CA 92091
Document Number0000367713
Instrument DateSep 13, 2022
Instrument2022-0367713
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 9715, RANCHO SANTA FE, CA 92067-4715

Tax Assessment & Valuation

The 2025 property tax bill for 14974 Calle Privada was $54,922.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictSan Dieguito Union High School District (07 - 12)
Elementary School DistrictSolana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,253,000 (+2%) Land $3,570,000 Building $1,683,000
2025$54,922.00$5,150,000 Land $3,500,000 Building $1,650,000
2023$24,439.00 (+1.6%)$2,281,401 Land $1,296,085 Building $985,316
2022$24,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14974 Calle Privada in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14974 Calle Privada is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Cox Communications, Spectrum, T-Mobile.

Nearby Properties on Calle Privada

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