14972 Turtle Creek Ranch Rd, Flint, TX 75762 Property Records

Smith County property record for 14972 Turtle Creek Ranch Rd, Flint, TX 75762

Property Summary

Property TypeSingle Family Home
Details4 bd · built 2024
Lot Size0.873 acres (38,028 sqft)
Owner2 Individual Names on File
Tax Bill$5,125 (2026)
Deeds & MortgagesMay 2026 Mortgage
Feb 2024 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNR219356

Property Details

APN / Parcel Number

Primary APNR219356
Alternative APN
  • 1-81470-0000-02-034000

Interior

Bedrooms4 Beds
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area38,028 sqft (0.873 acres)
Lot Dimensions490 ft deep x 77.6 ft wide
Garage Area988 sqft
PorchSlab
Porch Area882 sqft

Location & Zoning

Account NumberR219356
Street Address14972 TURTLE CREEK RANCH RD
CityFLINT
StateTX
Zip75762-8407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK RANCH U-2 LOT 34
Legal SubdivisionTURTLE CREEK RANCH U-2
Legal Lot Number34
JurisdictionSMITH TX
Township / Civil DivisionBULLARD
Census Block Group1
Census Block1035
Census Tract1913

Owner

14972 Turtle Creek Ranch Rd is owned by two individuals who acquired it in December 2023.

Source: Smith County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address15546 COUNTY ROAD 1104, FLINT, TX 75762-3202
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
REDSTONE FEDERAL CREDIT UNION
Feb 26, 2024Deed of Trust, Mortgage · Construction Mortgage
FIRST STATE BANK OF BROWNSBORO
May 15, 2025Deed of Trust, Mortgage · Stand-Alone First Mortgage
KEYSTONE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023
Deed SaleDec 12, 2023
Prior SaleDec 12, 2023
Deed Document Number202336434
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Recording DateMay 15, 2026
Property Address14972 TURTLE CREEK RANCH RD, FLINT, TX 75762-8407
Document Number0000013990
Instrument DateMay 14, 2026
Instrument202613990
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address14972 TURTLE CREEK RANCH RD, FLINT, TX 75762-8407

Mortgage

Document Number0000013990,
DateMay 15, 2026
Instrument202613990
Lender
NameREDSTONE FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 14, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address14972 TURTLE CREEK RANCH RD, FLINT, TX 75762-8407
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyMC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001005303
DateFeb 26, 2024
Instrument202401005303
Lender
NameFIRST STATE BANK OF BROWNSBORO
TypeBank
AddressBROWNSBORO, TX 75756
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term6 Months
DueAug 23, 2024

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Property Address14972 TURTLE CREEK RANCH RD, FLINT, TX 75762-8407
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001014278
DateMay 15, 2025
Instrument202501014278
Lender
NameKEYSTONE FCU
TypeCredit Union
AddressTYLER, TX 75712
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term12 Months
DueMay 14, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 14972 Turtle Creek Ranch Rd was $5,125, up 56% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictTyler Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,125.00 (+56.01%)$493,255 (+55.71%) Land $51,518 Building $441,737$493,255 (+55.71%) Land $51,518 Building $441,737
2025$3,285.00 (+344.52%)$316,782 Land $68,450 Building $248,332$316,782 Land $68,450 Building $248,332
2024$739.00 (-11.71%)
2023$837.00 (+188.62%)$60,923 Land $60,923$60,923 Land $60,923
2022$290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14972 Turtle Creek Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14972 Turtle Creek Ranch Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 42% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN UTILITIES
private · serves 69,735 people · EPA ID TX2120063
Water SourcePurchased surface water from CITY OF TYLER
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

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