14972 Oak Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 14972 Oak Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2020)
Tax Bill	$3,030 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-003-036.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-003-036.000-015`
Alternative APN	`0910180003036000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0910180003036000
Street Address	14972 OAK RD
City	CARMEL
State	IN
Zip	46033-8982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .11, SECTION 18, TOWNSHIP 18, RANGE 4, SILVER THORNE, SECTION 1, LOT 138
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	SILVER THORNE SECTION 1
Legal Block	1
Legal Lot Number	138
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1030
Census Tract	110405

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14972 OAK RD, CARMEL, IN 46033-8982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SLA
Apr 24, 2020	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	May 5, 2006
Deed Document Number	2020023156
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14972 OAK RD, CARMEL, IN 46033-8982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047501
Date	Jul 23, 2020
Instrument	2020047501

Lender

Name	UNION SLA
Type	Bank
Address	GREENFIELD, IN 46140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 24, 2020
Property Address	14972 OAK RD, CARMEL, IN 46033-8982
Document Number	0000023156
Instrument Date	Apr 23, 2020
Instrument	23156
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14972 OAK RD CARMEL IN 460338982, CARMEL, IN 46033-8982

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,900 (+11.36%) Land $70,000 Building $228,900	$298,900 (+11.36%) Land $70,000 Building $228,900
2024	$3,030.00 (+6.8%)	$268,400 (+6.42%) Land $41,900 Building $226,500	$268,400 (+6.42%) Land $41,900 Building $226,500
2023	$2,837.00 (+13.71%)	$252,200 (+16.44%) Land $41,900 Building $210,300	$252,200 (+16.44%) Land $41,900 Building $210,300
2022	$2,495.00 Homeowner's exemption	$216,600 Land $41,900 Building $174,700	$216,600 Land $41,900 Building $174,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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