14972 Echo Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 14972 Echo Way, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,639 sqft · built 1981
Lot Size	0.215 acres (9,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2018)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-20503-01-140`

Property Details

APN / Parcel Number

Primary APN	`01-20503-01-140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,639 sqft Living Area
Gross Area	2,189 sqft
1st Floor Area	1,137 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Architectural Style	Split Level
Construction Type	Wood
Lot Area	9,346 sqft (0.215 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14972 ECHO WAY
City	SAINT PAUL
State	MN
Zip	55124-6479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND PATH 4TH ADDITION 14 1
Legal Subdivision	DIAMOND PATH 4TH ADDITION
Legal Block	1
Legal Lot Number	140
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3006
Census Tract	60838

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14972 ECHO WAY, SAINT PAUL, MN 55124-6479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Aug 13, 2018	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Apr 22, 2013 · Amount on Record
Deed Document Number	20183265257
Prior Transfer Date	Sep 17, 2012
Prior Transfer Doc	0002903565
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14972 ECHO WAY, APPLE VALLEY, MN 55124-6479
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003476223
Date	Jul 12, 2021
Instrument	3476223

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14972 ECHO WAY, APPLE VALLEY, MN 55124-6479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003322539
Date	Aug 26, 2019
Instrument	3322539

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 13, 2018
Property Address	14972 ECHO WAY, APPLE VALLEY, MN 55124-6479
Document Number	0003265257
Instrument Date	Jul 31, 2018
Instrument	3265257
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CUSTOM TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14972 ECHO WAY, APPLE VALLEY, MN 55124-6479

Mortgage

Document Number	0003265258
Date	Aug 13, 2018
Instrument	3265258

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+23.4%)	$327,000 (+6.45%) Land $92,100 Building $234,900	$327,000 (+6.45%) Land $92,100 Building $234,900
2023	$3,196.00 Homeowner's exemption
2022		$307,200 Land $88,700 Building $218,500	$307,200 Land $88,700 Building $218,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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