14970 Sobey Rd, Saratoga, CA 95070 Property Records

Santa Clara County property record for 14970 Sobey Rd, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,644 sqft · built 1955
Lot Size	1.08 acres (47,326 sqft)
Owner	2 Individual Names on File
Last Sale	$2,050,000 (Nov 2013)
Tax Bill	$32,368 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`397-04-090`

Property Details

APN / Parcel Number

Primary APN	`397-04-090`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,644 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	3,558 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	47,326 sqft
Garage Type	Carport
Garage Area	896 sqft
Carport	Carport
Carport Area	896 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	796 sqft
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14970 SOBEY RD
City	SARATOGA
State	CA
Zip	95070-6236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA
Legal Description	LOT A
Legal Lot Number	A
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	5
Census Block	5005
Census Tract	507301

Owner

14970 Sobey Rd is owned and occupied by two individuals who bought it in November 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14970 SOBEY RD, SARATOGA, CA 95070-6236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2013 · Amount on File
Deed Sale	Nov 7, 2013 · Amount on File
Deed Document Number	201322438517
Prior Transfer Date	Jan 1, 1998
Prior Transfer Doc	0013998985
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14970 SOBEY RD, SARATOGA, CA 95070-6236
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14970 SOBEY RD, SARATOGA, CA 95070-6236

Mortgage

Document Number	0025063247
Date	Aug 12, 2021
Instrument	25063247

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14970 SOBEY RD, SARATOGA, CA 95070-6236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023837364
Date	Dec 28, 2017
Instrument	23837364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14970 SOBEY RD, SARATOGA, CA 95070-6236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024322726
Date	Nov 6, 2019
Instrument	24322726

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	14970 SOBEY RD, SARATOGA, CA 95070-6236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14970 SOBEY RD, SARATOGA, CA 95070-6236

Mortgage

Document Number	0024653472
Date	Oct 14, 2020
Instrument	24653472

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 14970 Sobey Rd was $32,368 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,668,835 (+2%) Land $2,125,643 Building $543,192
2025	$32,368.00 Homeowner's exemption	$2,616,506 Land $2,083,964 Building $532,542
2023	$30,898.00 (+1.05%) Homeowner's exemption	$2,514,905 Land $2,003,042 Building $511,863
2022	$30,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14970 Sobey Rd in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1983–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14970 Sobey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: Ridge Wireless, T-Mobile.

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