Hernando County property record for 1497 Overland Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,673 sqft · built 1989 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (May 2026) |
| Tax Bill | $2,919 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R30-223-18-3512-0000-1970 |
| Primary APN | R30-223-18-3512-0000-1970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,673 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 2,673 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Block/Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,831 sqft |
| Deck Area | 128 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01107242 |
|---|---|
| Street Address | 1497 OVERLAND DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEVEN HILLS UNIT 3 LOT 197 ORB 2389 PG 338 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 30 |
| Legal Subdivision | SEVEN HILLS UNIT 3 |
| Legal Lot Number | 197 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 40901 |
1497 Overland Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Hernando County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 12, 2026 | Warranty Deed, Transfer SOUTHEAST TITLE |
| Mar 7, 2017 | Deed of Trust, Mortgage · VA Mortgage AMERICAN EQUITY MORTGAGE INC |
| Apr 7, 2020 | Deed of Trust, Mortgage · VA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Aug 20, 2015 · Amount on File |
| Deed Document Number | 202631835 |
| Deed Book / Page | 4707 / 1159 |
| Prior Transfer Date | Feb 18, 2015 |
| Prior Transfer Doc | 0000011771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Investor | Possibly a Property Investor |
| Document Number | 0039980163 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 3998/163 |
| Instrument | 2021035888 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 12, 2026 |
| Property Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Document Number | 0000031835 |
| Book / Page | 4707 / 1159 |
| Instrument Date | May 1, 2026 |
| Instrument | 202631835 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2026 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $296,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034451639 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 3445/1639 |
| Instrument | 2017012824 |
| Name | AMERICAN EQUITY MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | SAINT LOUIS, MO 63146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1497 OVERLAND DR, SPRING HILL, FL 34608-7476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038270200 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 3827/200 |
| Instrument | 2020022201 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 1497 Overland Dr was $2,919 with exemptions applied.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,919.00 Homeowner's exemption Veteran's exemption | $197,850 | $446,840 Land $24,546 Building $422,294 |
| 2023 | $186,674 Land $186,674 | ||
| 2022 | $2,158.00 | $457,572 Land $24,546 Building $433,026 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1497 Overland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1497 Overland Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, Verizon.
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