1497 Old Mill Rd, Chipley, FL 32428 Property Records

Washington County property record for 1497 Old Mill Rd, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,056 sqft Heated Area
Lot Size	1,132,560 sqft (26 acres)
Garage	Carport
Last Sale	$125,000 (2005)
Tax Bill	$1,752.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000008110000`
Alternative APN	`08110000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Heated Area
Gross Area	1,404 sqft Gross Area
Primary Flooring	Carpet Flooring
Interior Structure	Plywood Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	1,132,560 sqft (26 acres)
Garage Type	Carport Garage
Carport	Carport
Patio Area	48 sqft Patio
Porch	Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	000008110000
Street Address	1497 OLD MILL RD
City	CHIPLEY
State	FL
Zip	32428-5713
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	20 3 13 26 OR 598 P 592 NW1/4 OF NE1/4 LESS S.471', LESS BG. 210' W OF NEC OF NW4 OF NE4, RN S.210',W.210',N.210',E.210' TO
Legal Range	13W
Legal Township	03N
Legal Section	20
Legal Block	0811
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Minor Civil Division	VERNON
Census Blockgroup	1
Census Block	1130
Census Tract	970303

Owner

Source: Washington County records · APN 000008110000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	530 GREAVES AVE, STATEN ISLAND, NY 10308-1705
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2005 · Amount on Record
Deed Sale	Jun 24, 2005 · Amount on Record
Deed Doc Number	0000598592
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1497 OLD MILL RD, CHIPLEY, FL 32428-5713
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	SURE TITLE COMPANY LLC, SURETY TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 GREAVES AVE, STATEN ISLAND, NY 10308-1705

Mortgage

Document Number	0067007336
Date	Oct 04, 2021
Book Page	1219/804
Instrument	202167007336

Lender

Name	MERIDIAN BANK
Type	Bank
Address	MALVERN, PA 19355

Agreement

Type	Small Business Association Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 03, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+9.91%)	$126,507 (+1.84%) Land $57,200 Building $69,307	$126,507 (+1.84%) Land $57,200 Building $69,307
2024	$1,594.00 (+6.69%)	$124,227 (+5.49%) Land $52,000 Building $72,227	$124,227 (+5.49%) Land $52,000 Building $72,227
2023	$1,494.00 (+11.58%)	$117,757 (+16.29%) Land $52,000 Building $65,757	$117,757 (+16.29%) Land $52,000 Building $65,757
2022	$1,339.00	$101,260 Land $46,800 Building $54,460	$101,260 Land $46,800 Building $54,460

Flood & Wildfire

1497 Old Mill Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone A 1% annual chance, no base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 16th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.