1497 Oakpoint Ave, Chula Vista, CA 91913 Property Records

San Diego County property record for 1497 Oakpoint Ave, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,181 sqft · built 2004
Lot Size	0.209 acres (9,097 sqft)
Owner	Individual Name on File
Last Sale	$231,181 (Aug 2023)
Tax Bill	$17,285 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`643-543-01-00`

Property Details

APN / Parcel Number

Primary APN	`643-543-01-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,181 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,097 sqft (0.209 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1497 OAKPOINT AVE
City	CHULA VISTA
State	CA
Zip	91913-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC11SF3
Legal Description	LOT 1 TR 014493
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014493
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1014
Census Tract	13318

Owner

1497 Oakpoint Ave is owned and occupied by an individual who bought it in August 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Grant Deed, Transfer · Conventional Mortgage AMTRUST MORTGAGE CORPORATION
Jun 10, 2026	Gift Deed, Transfer PRIOR TITLE, PRIORITY TITLE
Mar 3, 2026	Intrafamily Transfer, Transfer
Aug 3, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
May 11, 2023	Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 8, 2019	Deed of Trust, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Jun 17, 2004 · Amount on File
Deed Document Number	2023209902
Prior Transfer Date	Dec 5, 2022
Prior Transfer Doc	0000122743
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2026
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000166504
Instrument Date	Jun 8, 2026
Instrument	2026166504
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957

Mortgage

Document Number	0000166506,
Date	Jun 10, 2026
Instrument	2026166506

Lender

Name	AMTRUST MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2026
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000166505
Instrument Date	Jun 8, 2026
Instrument	2026166505
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2026
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000058522
Map Reference	MAP 14493
Instrument Date	Feb 23, 2026
Instrument	2026-0058522
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 3, 2023
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000209902
Map Reference	MAP 14493
Instrument Date	Aug 2, 2023
Instrument	2023-0209902
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	880 FRONT ST, SAN DIEGO, CA 92101-8897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2023
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000183944
Map Reference	MAP 14493
Instrument Date	Jul 6, 2023
Instrument	2023-0183944
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957

Mortgage

Document Number	0000183945
Date	Jul 14, 2023
Instrument	2023-0183945

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2023
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000122743
Map Reference	MAP 14493
Instrument Date	Dec 5, 2022
Instrument	2023-0122743
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1497 OAKPOINT AVE, CHULA VISTA, CA 91913-2957
Document Number	0000531334
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 OAKPOINT AVE CHULA VISTA CA 919132957, CHULA VISTA, CA 91913-2957

Tax Assessment & Valuation

The 2025 property tax bill for 1497 Oakpoint Ave was $17,285.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,051,356 (+2%) Land $471,297 Building $580,059
2025	$17,285.00	$1,030,742 Land $462,056 Building $568,686
2023	$16,653.00 (+8.03%) Homeowner's exemption	$990,719 (+10.08%) Land $444,115 Building $546,604
2022	$15,415.00 Homeowner's exemption	$900,000 Land $396,000 Building $504,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1497 Oakpoint Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1497 Oakpoint Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Oakpoint Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures