1497 N 1st Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 1497 N 1st Ave, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,873 sqft · built 1959
Lot Size	0.246 acres (10,695 sqft)
Owner	Company Name on Record
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1045-251-15-0000`

Property Details

APN / Parcel Number

Primary APN	`1045-251-15-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	1,873 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,695 sqft (0.246 acres)
Lot Dimensions	133 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	447 sqft
Patio Area	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1497 N 1ST AVE
City	UPLAND
State	CA
Zip	91786-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5059 LOT 4
Legal Subdivision	TRACT NO 5059
Legal Tract	5059
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1010
Census Tract	808

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1497 N 1ST AVE, UPLAND, CA 91786-2306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 28, 2021
Transfer Doc	0000054515
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1497 N 1ST AVE, UPLAND, CA 91786-2306
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 N 1ST AVE, UPLAND, CA 91786-2306

Mortgage

Document Number	0000025206
Date	Feb 2, 2024
Instrument	2024-0025206

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Dec 1, 2033

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1497 N 1ST AVE, UPLAND, CA 91786-2306
Transaction Type	Mortgage
Record Updated	Jan 17, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 N 1ST AVE, UPLAND, CA 91786-2306

Mortgage

Document Number	0000001071
Date	Jan 3, 2023
Instrument	2023-0001071

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2021
Property Address	1497 N 1ST AVE, UPLAND, CA 91786-2306
Document Number	0000054515
Map Reference	MB 66 PG 42&43
Instrument Date	Jan 28, 2021
Instrument	2021-0054515
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1497 N 1ST AVE, UPLAND, CA 91786-2306

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,945 (+2%) Land $161,901 Building $298,044
2025	$4,970.00 (+4.92%) Homeowner's exemption	$450,926 (+4.04%) Land $158,726 Building $292,200
2023	$4,737.00 (+2.24%) Homeowner's exemption	$433,417 Land $152,563 Building $280,854
2022	$4,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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