Hamilton County property record for 1497 Esprit Dr, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,750 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,220 (2024) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-21-008-014.000-018 |
| Primary APN | 29-09-21-008-014.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| 2nd Floor Area | 1,150 sqft |
| Basement Area | 616 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 166 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709210008014000 |
|---|---|
| Street Address | 1497 ESPRIT DR |
| City | CARMEL |
| State | IN |
| Zip | 46074-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .30, SECTION 21, TOWNSHIP 18, RANGE 3, SADDLE CREEK, SECTION 6, LOT 180, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 21 |
| Legal Subdivision | SADDLE CREEK |
| Legal Block | 6 |
| Legal Lot Number | 180 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 110909 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1497 ESPRIT DR, CARMEL, IN 46074-8946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK |
| Oct 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2014 |
| Deed Sale | May 7, 2014 |
| Prior Sale | May 7, 2014 |
| Deed Document Number | 2014016613 |
| Last Transfer Date | Oct 19, 2020 |
| Transfer Doc | 0000074486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1497 ESPRIT DR, CARMEL, IN 46074-8946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055839 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 2017055839 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | NOBLESVILLE, IN 46061 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 19, 2020 |
| Property Address | 1497 ESPRIT DR, CARMEL, IN 46074-8946 |
| Document Number | 0000074486 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 74486 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1497 ESPRIT DR CARMEL IN 460748946, CARMEL, IN 46074-8946 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452,900 (-2.83%) Land $127,700 Building $325,200 | $452,900 (-2.83%) Land $127,700 Building $325,200 | |
| 2024 | $5,220.00 (+18.66%) | $466,100 (+13.21%) Land $127,700 Building $338,400 | $466,100 (+13.21%) Land $127,700 Building $338,400 |
| 2023 | $4,399.00 (+9.62%) Homeowner's exemption | $411,700 (+16.33%) Land $62,600 Building $349,100 | $411,700 (+16.33%) Land $62,600 Building $349,100 |
| 2022 | $4,013.00 Homeowner's exemption | $353,900 Land $62,600 Building $291,300 | $353,900 Land $62,600 Building $291,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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