1497 Elm Ave, Seaside, CA 93955 Property Records

Monterey County property record for 1497 Elm Ave, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,106 sqft · built 1955
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Dec 2014)
Tax Bill	$4,369 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-211-019-000`

Property Details

APN / Parcel Number

Primary APN	`012-211-019-000`
Alternative APN	`012-211-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Other
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	3,600 sqft (0.083 acres)
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-211-019
Street Address	1497 ELM AVE
City	SEASIDE
State	CA
Zip	93955-5059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOTS 33 X 34 BLK 8 EXC ELY 2 FT X EXC EASEMENT OVER WLY 4 FT OF ELY 6 FT OF LOT 33
Legal Subdivision	CASA VERDE VILLAS
Legal Block	8
Legal Lot Number	33
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3005
Census Tract	13500

Owner

1497 Elm Ave is owned and occupied by two individuals who acquired it in April 2018.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1497 ELM AVE, SEASIDE, CA 93955-5059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2014 · Amount on File
Deed Sale	Dec 8, 2014 · Amount on File
Prior Sale	May 10, 2011 · Amount on File
Deed Document Number	201461194
Last Transfer Date	Apr 8, 2018
Transfer Doc	0000052417
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jul 16, 2026
Property Address	1497 ELM AVE, SEASIDE, CA 93955-5059
Document Number	0000024107
Instrument Date	Jun 22, 2026
Instrument	202624107
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1497 ELM AVE, SEASIDE, CA 93955-5059

Mortgage

Document Number	0000024107,
Date	Jul 16, 2026
Instrument	202624107

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1497 ELM AVE, SEASIDE, CA 93955-5059
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 ELM AVE, SEASIDE, CA 93955-5059

Mortgage

Document Number	0000081542
Date	Dec 7, 2021
Instrument	2021081542

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1497 ELM AVE, SEASIDE, CA 93955-5059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 ELM AVE, SEASIDE, CA 93955-5059

Mortgage

Document Number	0000044125
Date	Aug 27, 2020
Instrument	2020044125

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 15, 2018
Property Address	1497 ELM AVE, SEASIDE, CA 93955-5059
Document Number	0000052417
Instrument Date	Apr 8, 2018
Instrument	52417
Transaction Type	Transfer
Record Updated	Nov 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1497 ELM AVE SEASIDE CA 939555059, SEASIDE, CA 93955-5059

Tax Assessment & Valuation

The 2025 property tax bill for 1497 Elm Ave was $4,369 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,952 (+2%) Land $245,174 Building $150,778
2025	$4,369.00 Homeowner's exemption	$388,189 Land $240,367 Building $147,822
2023	$4,043.00 (+1.43%) Homeowner's exemption	$373,117 Land $231,034 Building $142,083
2022	$3,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1497 Elm Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1497 Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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