1497 E Eldorado St, Decatur, IL 62521 Property Records

Macon County property record for 1497 E Eldorado St, Decatur, IL 62521 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Lot Size15,682 sqft (0.36 acres)
Last Sale$256,000 (2026)
Tax Bill$10,134.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-12-14-232-013
Alternative APN
  • 12-14-232-013

Exterior

Lot Area15,682 sqft (0.36 acres)

Location & Zoning

Account Number041214232013
Street Address1497 E ELDORADO ST
CityDECATUR
StateIL
Zip62521-2035
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionHELSING ADD LOT 2 95BK2622/30 IRREG
Legal Range02E
Legal Township16N
Legal Section14
Legal SubdivisionHELSING ADD
Legal Lot Number2
JurisdictionMACON IL
Minor Civil DivisionDECATUR
Census Blockgroup3
Census Block3000
Census Tract200

Owner

Source: Macon County records · APN 04-12-14-232-013

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1499 E ELDORADO ST, DECATUR, IL 62521-2035
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANKERS TRUST CO
Jun 21, 2005Deed of Trust, Mortgage · Line of Credit
CITIZENS COMMUNITY BANK
Feb 14, 2014Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANKERS TRUST COMPANY NA
Mar 13, 2006Deed of Trust, Mortgage · Line of Credit
BUENA VISTA NATIONAL BANK
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
BUENA VISTA NATIONAL BANK
May 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANKERS TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleMar 01, 1995 · Amount on Record
Deed Doc Number20265503
Prior Transfer DateMay 14, 2026
Prior Transfer Doc0000005502
Record RefreshedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004661/977
DateFeb 04, 2019
Book Page4661/977
Instrument1942235
Lender
NameFIRST BANKERS TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 03, 2020
Interest
Rate TypeFixed Rate

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003611/834
DateJun 21, 2005
Book Page3611/834
Instrument1685506
Lender
NameCITIZENS COMMUNITY BANK
TypeBank
AddressDECATUR, IL 62526
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004353/975
DateFeb 14, 2014
Book Page4353/975
Instrument1867668
Lender
NameFIRST BANKERS TRUST COMPANY NA
AddressQUINCY, IL 62301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term58 Months
DueDec 16, 2018

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003685/946
DateMar 13, 2006
Book Page3685/946
Instrument1702200
Lender
NameBUENA VISTA NATIONAL BANK
AddressDECATUR, IL 62526
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateMay 20, 2026
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Document Number0000005503
Instrument DateMay 15, 2026
Instrument20265503
Transaction TypeTransfer
Record UpdatedJun 01, 2026
Title CompanyCENTRAL ILLINOIS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$38,784.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005504,
DateMay 20, 2026
Instrument20265504
Lender
NameBUENA VISTA NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 12, 2031
Interest
Rate6.37%
Max Rate-1%

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACON IL
Recording DateMay 20, 2026
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Document Number0000005502
Instrument DateMay 14, 2026
Instrument20265502
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1497 E ELDORADO ST, DECATUR, IL 62521-2035
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4661/977
DateFeb 04, 2019
Book Page4661/977
Instrument1942235
Lender
NameFIRST BANKERS TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 03, 2020
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,134.00$108,600 Land $25,292 Building $83,308$325,833 Land $75,884 Building $249,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (17115C), updated November 28, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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