1497 15th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1497 15th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,045 sqft · built 1976
Lot Size	0.072 acres (3,125 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Jan 2001)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`038-321-016`

Property Details

APN / Parcel Number

Primary APN	`038-321-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	3,125 sqft (0.072 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1497 15TH ST
City	LOS OSOS
State	CA
Zip	93402-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 79 LT 23
Legal Subdivision	EL MORO
Legal Block	79
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2020
Census Tract	10701

Owner

1497 15th St is owned by a company that acquired it in September 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	611 FRESNO AVE, MORRO BAY, CA 93442-2313
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC
Dec 28, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2001 · Amount on File
Deed Sale	Jan 5, 2001 · Amount on File
Prior Sale	Jul 14, 1995 · Amount on File
Deed Document Number	2001915
Last Transfer Date	Sep 29, 2020
Transfer Doc	0000077192
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 28, 2020
Property Address	1497 15TH ST, LOS OSOS, CA 93402-1808
Document Number	0000077190
Map Reference	MB A PG 80
Instrument Date	Sep 29, 2020
Instrument	2020077190
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 FRESNO AVE, MORRO BAY, CA 93442-2313

Mortgage

Document Number	0000077191
Date	Dec 28, 2020
Instrument	2020077191

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 28, 2020
Property Address	1497 15TH ST, LOS OSOS, CA 93402-1808
Document Number	0000077192
Instrument Date	Sep 29, 2020
Instrument	77192
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	611 FRESNO AVE MORRO BAY CA 934422313, MORRO BAY, CA 93442-2313

Tax Assessment & Valuation

The 2025 property tax bill for 1497 15th St was $6,337.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,632 (+2%) Land $122,946 Building $153,686
2025	$6,337.00	$271,209 Land $120,536 Building $150,673
2023	$6,065.00 (+7.9%)	$260,679 Land $115,856 Building $144,823
2022	$5,621.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1497 15th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1497 15th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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