14969 River Oak Ct, Savage, MN 55378 Property Records

Scott County property record for 14969 River Oak Ct, Savage, MN 55378

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 2,552 sqft · built 1996
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2018)
Tax Bill	$6,368 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-225012-0`

Property Details

APN / Parcel Number

Primary APN	`26-225012-0`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,552 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	1,640 sqft
Basement Area	1,324 sqft
Finished Basement	1,100 sqft
Unfinished Basement	208 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Area	734 sqft
Parking Spaces	3 Parking Spaces
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	14969 RIVER OAK CT
City	SAVAGE
State	MN
Zip	55378-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUFFERIN PARK 9TH ADDN LOT 012 BLOCK 001
Legal Subdivision	DUFFERIN PARK 9TH ADDN
Legal Block	1
Legal Lot Number	12
Jurisdiction	SCOTT MN
Township / Civil Division	SAVAGE
Census Block Group	1
Census Block	1006
Census Tract	80207

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14969 RIVER OAK CT, SAVAGE, MN 55378-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
May 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	Aug 6, 2014 · Amount on Record
Deed Document Number	2018249627
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	14969 RIVER OAK CT, SAVAGE, MN 55378-5609
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14969 RIVER OAK CT, SAVAGE, MN 55378-5609

Mortgage

Document Number	000T290997
Date	Jan 8, 2026
Instrument	T290997

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	17 Months
Due	Jun 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	14969 RIVER OAK CT, SAVAGE, MN 55378-5609
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000270153
Date	May 23, 2021
Instrument	270153

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Mar 9, 2018
Property Address	14969 RIVER OAK CT, SAVAGE, MN 55378-5609
Document Number	0000249627
Instrument Date	Mar 2, 2018
Instrument	249627
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14969 RIVER OAK CT, SAVAGE, MN 55378-5609

Mortgage

Document Number	0000249628
Date	Mar 9, 2018
Instrument	249628

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Savage City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,368.00 (+16.72%) Homeowner's exemption	$579,700 (+12.76%) Land $181,100 Building $398,600	$579,700 (+12.76%) Land $181,100 Building $398,600
2025	$5,456.00 (-0.66%)
2024	$5,492.00 (+4.09%) Homeowner's exemption	$514,100 (-0.39%) Land $170,600 Building $343,500	$514,100 (-0.39%) Land $170,600 Building $343,500
2023	$5,276.00 Homeowner's exemption	$516,100 Land $170,600 Building $345,500	$516,100 Land $170,600 Building $345,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Savage serves 30,285 people · EPA ID MN1700008
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire, Verizon.

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