14966 Malcolm St, Southgate, MI 48195 Property Records

Wayne County property record for 14966 Malcolm St, Southgate, MI 48195

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,372 sqft · built 1970
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2021)
Tax Bill$6,347 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN53 007 02 0160 000

Property Details

APN / Parcel Number

Primary APN53 007 02 0160 000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,372 sqft Living Area
1st Floor Area1,372 sqft
Basement Area1,372 sqft
Unfinished Basement1,372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address14966 MALCOLM ST
CitySOUTHGATE
StateMI
Zip48195-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B SINGL
Legal Description24J160 LOT 160 GATEWAY MANOR SUB T3S R10E L90 P70 TO 72 WCR
Legal SubdivisionGATEWAY MANOR
Legal Lot Number160
JurisdictionWAYNE MI
Township / Civil DivisionSOUTHGATE
Census Block Group2
Census Block2002
Census Tract581600

Owner

14966 Malcolm St is owned and occupied by an individual who bought it in July 2021.

Source: Wayne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address14966 MALCOLM ST, SOUTHGATE, MI 48195-2319
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 3, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jun 15, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2021 · Amount on File
Deed SaleJul 12, 2021 · Amount on File
Prior SaleNov 13, 2007 · Amount on File
Deed Document Number2021278677
Deed Book / Page56871 / 546
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateJul 12, 2021
Property Address14966 MALCOLM ST, SOUTHGATE, MI 48195-2319
Document Number0568710546
Book / Page56871 / 546
Map ReferenceLB 90 PG 70-72
Instrument DateJul 7, 2021
Instrument2021278677
Transaction TypeTransfer
Record UpdatedAug 2, 2021
Title CompanyNVR TITLE, V1 TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14966 MALCOLM ST, 14966, SOUTHGATE, MI 48195-2319

Transferred To (Grantee/Buyer)

NameVerified Name
Address14966 MALCOLM ST, SOUTHGATE, MI 48195-2319

Mortgage

Document Number56871547
DateJul 12, 2021
Instrument56871/547
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address14966 MALCOLM ST, SOUTHGATE, MI 48195-2319
Document Number0554550201
Instrument DateDec 3, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14966 MALCOLM ST SOUTHGATE MI 481952319, SOUTHGATE, MI 48195-2319

Mortgage

Document Number0554550201
DateDec 9, 2019
Book Page055455/000201
Instrument342775
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 8, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address14966 MALCOLM ST, SOUTHGATE, MI 48195-2319
Document Number0544671496
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedJul 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14966 MALCOLM ST SOUTHGATE MI 481952319, SOUTHGATE, MI 48195-2319

Mortgage

Document Number0544671496
DateJun 20, 2018
Book Page054467/001496
Instrument203545
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14966 Malcolm St was $6,347 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalitySouthgate City
Unified School DistrictSouthgate Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,000$250,000
2025$6,347.00
2023$102,600$205,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14966 Malcolm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14966 Malcolm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHGATE
serves 30,047 people · EPA ID MI0006170
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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