San Bernardino County property record for 14966 Cactus St, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,128 sqft · built 2004 |
| Lot Size | 1 acres (43,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $323,000 (Jul 2008) |
| Tax Bill | $4,520 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0409-142-09-0000 |
| Primary APN | 0409-142-09-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,128 sqft Living Area |
| Gross Area | 3,960 sqft |
| 1st Floor Area | 3,128 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 43,995 sqft |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 1,127 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 14966 CACTUS ST |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4575 LOT 331 TR NO 4575 OLD TRAIL RANCHOS NO 1 LOT 331 EX WTR RTS AND EX 1/2 INT MNL RTS WOSE |
| Legal Subdivision | OLD TRAIL RANCHOS UNIT #1 |
| Legal Tract | 4575 |
| Legal Block | 1 |
| Legal Lot Number | 331 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10030 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14966 CACTUS ST, HESPERIA, CA 92345-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit NW PREFERRED FCU |
| Dec 2, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2008 · Amount on Record |
| Deed Sale | Jul 29, 2008 · Amount on Record |
| Prior Sale | Mar 20, 2008 · Amount on Record |
| Deed Document Number | 2008344732 |
| Prior Transfer Date | Mar 18, 2008 |
| Prior Transfer Doc | 0000123054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14966 CACTUS ST, HESPERIA, CA 92345-3802 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 14966 CACTUS ST, HESPERIA, CA 92345-3802 |
| Document Number | 0000188725 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-0188725 |
| Name | NW PREFERRED FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78216 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 14966 CACTUS ST, HESPERIA, CA 92345-3802 |
| Document Number | 0000451588 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 14966 CACTUS ST HESPERIA CA 923453802, HESPERIA, CA 92345-3802 |
| Document Number | 0000451588 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 451588 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $424,269 (+2%) Land $52,542 Building $371,727 | |
| 2025 | $4,520.00 (+3.53%) Homeowner's exemption | $415,950 (+4.04%) Land $51,512 Building $364,438 |
| 2023 | $4,366.00 (+2.42%) Homeowner's exemption | $399,798 Land $49,512 Building $350,286 |
| 2022 | $4,263.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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