14962 W White Cloud Rd, Cairo, NE 68824 Property Records

Hall County property record for 14962 W White Cloud Rd, Cairo, NE 68824

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,286 sqft · built 1954
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Oct 2020)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3546-00-0-00120-000-0001`

Property Details

APN / Parcel Number

Primary APN	`3546-00-0-00120-000-0001`
Alternative APN	`400193973`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,286 sqft Living Area
1st Floor Area	2,286 sqft
Basement Area	982 sqft
Finished Basement	691 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2008
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	364 sqft
Deck Area	232 sqft
Patio Area	1,030 sqft
Shed	1 Shed
Shed Area	72 sqft
Utility Building	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14962 W WHITE CLOUD RD
City	CAIRO
State	NE
Zip	68824-2729
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SOUTH LOUP TWP TOWNVIEW SUB LT 1; MAP NUMBER: 3546-00-0-00120-000-0001
Legal Range	12
Legal Township	12
Legal Section	24
Legal Subdivision	TOWNVIEW SUB
Legal Lot Number	1
Jurisdiction	HALL NE
Township / Civil Division	SOUTH LOUP
Census Block Group	1
Census Block	1080
Census Tract	100

Owner

Source: Hall County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 W HIGHWAY 2, CAIRO, NE 68824-2741
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA
Aug 9, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Document Number	20207874
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL NE
Recording Date	Oct 15, 2020
Property Address	14962 W WHITE CLOUD RD, CAIRO, NE 68824-2729
Document Number	0000007874
Instrument Date	Oct 14, 2020
Instrument	202007874
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007876
Date	Oct 15, 2020
Instrument	202007876

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	14962 W WHITE CLOUD RD, CAIRO, NE 68824-2729
Document Number	0000001686
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14962 W WHITE CLOUD RD CAIRO NE 688242729, CAIRO, NE 68824-2729

Mortgage

Document Number	0000001686
Date	Mar 25, 2019
Instrument	1686

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	5015 S 118TH ST, OMAHA, NE 68137-2210

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2044

Tax Assessment & Valuation

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hall County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,386.00 (-5.58%)	$346,017 (+28.94%) Land $37,132 Building $308,885	$346,017 (+28.94%) Land $37,132 Building $308,885
2024	$3,586.00 (-2.21%)
2023		$268,356 (+4.17%) Land $37,132 Building $231,224	$268,356 (+4.17%) Land $37,132 Building $231,224
2022	$3,667.00	$257,604 Land $26,380 Building $231,224	$257,604 Land $26,380 Building $231,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
Hamilton.net Fixed Wireless	10 / 1

May also be available: Prairie Hills Wireless.

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