14962 Cathy Ln, Largo, FL 33774 Property Records

Pinellas County property record for 14962 Cathy Ln, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,184 sqft · built 2005
Lot Size	0.787 acres (34,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$965,000 (Mar 2018)
Tax Bill	$15,765 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-739-5184-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-739-5184-0`
Alternative APNs	`13-30-14-00000-410-1400` `301413000004101400` `R141841`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	5,184 sqft Living Area
Gross Area	6,935 sqft
1st Floor Area	5,184 sqft
Flooring	Carpet

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	34,273 sqft (0.787 acres)
Lot Dimensions	167 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	789 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R141841
Street Address	14962 CATHY LN
City	LARGO
State	FL
Zip	33774-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1
Legal Description	PT GOVT LOT 4 DESC FR NE COR OF GOVT LOT 4 RUN S 1106.6FT TH W 330FT FOR POB TH S 213.79FT TH W 2.82FT TH S 16.8FT TH W 147.18FT TH N 230.59FT TH E 150FT TO POB
Legal Range	14E
Legal Township	30S
Legal Section	13
Legal Subdivision	PT GOVT LOT 4 DESC FR NE
Legal Block	1
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	25205

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14962 CATHY LN, LARGO, FL 33774-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 26, 2018	Grant Deed, Foreclosure QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Apr 2, 2007 · Amount on Record
Deed Document Number	201892268
Deed Book / Page	19987 / 2591
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0199872591
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	14962 CATHY LN, LARGO, FL 33774-4801
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14962 CATHY LN, LARGO, FL 33774-4801

Mortgage

Document Number	0225642562
Date	Sep 15, 2023
Book Page	22564/2562
Instrument	2023237629

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	14962 CATHY LN, LARGO, FL 33774-4801
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0215620624
Date	Jun 1, 2021
Book Page	21562/624
Instrument	2021181690

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 26, 2018
Property Address	14962 CATHY LN, LARGO, FL 33774-4801
Document Number	0199872591
Book / Page	019987 / 002591
Instrument Date	Mar 14, 2018
Instrument	92268
Transaction Type	Foreclosure
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,755.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14962 CATHY LN LARGO FL 337744801, LARGO, FL 33774-4801

Mortgage

Document Number	199872594
Date	Mar 26, 2018
Book Page	019987/002594
Instrument	92270

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,765.00 (+8.18%) Homeowner's exemption	$930,746 (+5.99%)	$1,690,176 (+29.82%) Land $465,444 Building $1,224,732
2023	$14,573.00 (+6.41%) Homeowner's exemption	$878,170 (+3%)	$1,301,890 (+16.98%) Land $336,835 Building $965,055
2022	$13,695.00 Homeowner's exemption	$852,592	$1,112,944 Land $337,541 Building $775,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	313 units insured incl. 195 condo units
Nearby Flood Claims	34 (1979–2026)
Claims Outside the SFHA	14 of 34
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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