1496 Scepter Ct NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1496 Scepter Ct NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,226 sqft · built 1976
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Nov 2025)
Tax Bill	$6,480 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-JO-15-10`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-JO-15-10`
Alternative APNs	`28-37-28-JO-00015.0-0010.00` `2836324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
Gross Area	3,684 sqft
1st Floor Area	2,226 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	141 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	546 sqft
Porch	Unfinished Open Porch
Porch Area	912 sqft
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836324
Street Address	1496 SCEPTER CT NE
City	PALM BAY
State	FL
Zip	32905-4410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 2 LOT 10 BLK 15
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 2
Legal Block	15
Legal Lot Number	10
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2001
Census Tract	65130

Owner

Source: Brevard County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING
Nov 12, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 24, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Oct 19, 2011 · Amount on Record
Deed Document Number	2025226820
Deed Book / Page	10477 / 360
Prior Transfer Date	Feb 22, 2022
Prior Transfer Doc	0094251750
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 VINELAND ST, COCOA, FL 32927-4943

Mortgage

Document Number	0104770429
Date	Nov 12, 2025
Book Page	10477/429
Instrument	2025226835

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2035

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 12, 2025
Property Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410
Document Number	0104770360
Book / Page	10477 / 360
Map Reference	MB 21 PG 134-136
Instrument Date	Oct 31, 2025
Instrument	2025226820
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	PRODIGY TITLE AGENCY INC, PROPY T&E AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,814.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410

Mortgage

Document Number	0010477365
Date	Nov 12, 2025
Instrument	10477/365

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Feb 24, 2022
Property Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410
Document Number	0094251750
Book / Page	9425 / 1750
Map Reference	MB 21 PG 134-136
Instrument Date	Feb 22, 2022
Instrument	2022047496
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1496 SCEPTER CT NE, PALM BAY, FL 32905-4410

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,710 (-5.53%)	$333,710 (-5.53%)
2025	$6,480.00 (+2.27%)	$353,260 (+4.54%)	$353,260 (+4.54%)
2024	$6,336.00 (+9.79%)
2023	$5,771.00	$337,930 Land $55,000 Building $282,930	$337,930 Land $55,000 Building $282,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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