Sumter County property record for 1496 Ruger Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,080 sqft · built 2006 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,900 (Jan 2022) |
| Tax Bill | $1,605 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-13-01-001 |
| Primary APN | 187-13-01-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Patio Area | 168 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20077 |
|---|---|
| Old Parcel Number | 187 13 01 001 |
| Street Address | 1496 RUGER DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-7912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 .21 AC |
| Legal Subdivision | HUNTERS XING PH 01 SEC 01 |
| Legal Lot Number | 14 21 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 202 |
1496 Ruger Dr is owned and occupied by an individual who bought it in January 2022.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1496 RUGER DR, SUMTER, SC 29150-7912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed, Transfer · Conventional Mortgage SELF HELP CREDIT UNION |
| Oct 20, 2017 | Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on File |
| Deed Sale | Jan 14, 2022 · Amount on File |
| Prior Sale | Oct 20, 2017 · Amount on File |
| Deed Document Number | 0012963903 |
| Deed Book / Page | 1296 / 3903 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 14, 2022 |
| Property Address | 1496 RUGER DR, SUMTER, SC 29150-7912 |
| Document Number | 0012963903 |
| Book / Page | 1296 / 3903 |
| Map Reference | MB PB2006 PG 58 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $758.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0012963908 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 1296/3908 |
| Name | SELF HELP CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Oct 20, 2017 |
| Property Address | 1496 RUGER DR, SUMTER, SC 29150-7912 |
| Document Number | 0012380506 |
| Book / Page | 1238 / 0506 |
| Map Reference | MB PB2006 PG58 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 1238-0506 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1496 RUGER DR, SUMTER, SC 29150-7912 |
| Document Number | 0012380510 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 1238-0510 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 1496 Ruger Dr was $1,605.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,605.00 | $8,300 Land $1,400 Building $6,900 | $207,480 Land $35,000 Building $172,480 |
| 2023 | $8,300 (-27.57%) Land $1,400 Building $6,900 | $207,480 (+8.59%) Land $35,000 Building $172,480 | |
| 2022 | $4,281.00 | $11,460 Land $1,200 Building $10,260 | $191,064 Land $20,000 Building $171,064 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1496 Ruger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1496 Ruger Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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