1496 Osprey Ct, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 1496 Osprey Ct, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,232 sqft · built 1989
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 1999)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-286-030`

Property Details

APN / Parcel Number

Primary APN	`040-286-030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	8,500 sqft (0.195 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1496 OSPREY CT
City	TEMPLETON
State	CA
Zip	93465-9813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1227 LT 30
Legal Subdivision	TRACT 1227
Legal Tract	1227
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2026
Census Tract	12707

Owner

1496 Osprey Ct is owned and occupied by two individuals who acquired it in March 2003.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1496 OSPREY CT, TEMPLETON, CA 93465-9813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1999 · Amount on File
Deed Sale	Apr 29, 1999 · Amount on File
Deed Document Number	199930301
Last Transfer Date	Mar 19, 2003
Transfer Doc	0000042520
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1496 OSPREY CT, TEMPLETON, CA 93465-9813
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1496 OSPREY CT, TEMPLETON, CA 93465-9813

Mortgage

Document Number	0000082474
Date	Dec 20, 2021
Instrument	2021082474

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1496 OSPREY CT, TEMPLETON, CA 93465-9813
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1496 OSPREY CT, TEMPLETON, CA 93465-9813

Mortgage

Document Number	0000031070
Date	Apr 26, 2021
Instrument	2021031070

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1496 Osprey Ct was $4,023.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,777 (+2%) Land $71,947 Building $271,830
2025	$4,023.00	$337,037 Land $70,537 Building $266,500
2023	$3,694.00 (+1.96%)	$323,951 Land $67,799 Building $256,152
2022	$3,623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1496 Osprey Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1496 Osprey Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks.

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