1496 Enchante Way, Oceanside, CA 92056 Property Records

San Diego County property record for 1496 Enchante Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,227 sqft · built 2003
Lot Size	0.92 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jan 2025)
Tax Bill	$6,058 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-741-04-00`

Property Details

APN / Parcel Number

Primary APN	`161-741-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,227 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	3,999 sqft (0.92 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1496 ENCHANTE WAY
City	OCEANSIDE
State	CA
Zip	92056-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 4 TR 014197
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	014197
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18522

Owner

1496 Enchante Way is owned and occupied by an individual who acquired it in April 2026.

Source: San Diego County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROYAL FUNDING CORPORATION
Apr 10, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Nov 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage KEVIN GUSINOW
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Prior Sale	Sep 11, 2015 · Amount on File
Deed Document Number	202522473
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000100361
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2026
Property Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Document Number	0000242675
Instrument Date	Aug 13, 2026
Instrument	2026242675
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674

Mortgage

Document Number	0000242675,
Date	Aug 19, 2026
Instrument	2026242675

Lender

Name	ROYAL FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2026
Property Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Document Number	0000100361
Instrument Date	Apr 1, 2026
Instrument	2026100361
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SEA BREEZE AVE, RANCHO PALOS VERDES, CA 90275-5752

Mortgage

Document Number	0000283650
Date	Jul 11, 2022
Instrument	2022-0283650

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 SEA BREEZE AVE, RANCHO PALOS VERDES, CA 90275-5752

Mortgage

Document Number	0000806949
Date	Nov 24, 2021
Instrument	2021-0806949

Lender

Name	KEVIN GUSINOW
Type	Private Party
Address	23679 CALABASAS RD # 757, CALABASAS, CA 91302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1496 ENCHANTE WAY, OCEANSIDE, CA 92056-5674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406776
Date	Jul 27, 2020
Instrument	2020-0406776

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1496 Enchante Way was $6,058, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$968,999 (+79.91%) Land $352,362 Building $616,637
2025	$6,058.00 (+1.95%)	$538,617 Land $195,860 Building $342,757
2024	$5,942.00 (+3.18%)
2023	$5,759.00 (+1.53%)	$517,704 Land $188,255 Building $329,449
2022	$5,672.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1496 Enchante Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1496 Enchante Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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