1496 6th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1496 6th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 960 sqft · built 1963
Lot Size0.187 acres (8,125 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Feb 2025)
Tax Bill$4,845 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Jul 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN038-281-045

Property Details

APN / Parcel Number

Primary APN038-281-045
Alternative APN
  • 038281014

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood
Lot Area8,125 sqft (0.187 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address1496 6TH ST
CityLOS OSOS
StateCA
Zip93402-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 71 LTS 25 & 26 & PTN ABD RD
Legal SubdivisionEL MORO
Legal Block71
Legal Lot Number25,26
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1021
Census Tract10701

Owner

1496 6th St is owned by two individuals who bought it in February 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address1224 VISTA AVE, ESCONDIDO, CA 92026-3612
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Intrafamily Transfer, Transfer · Line of Credit
SESLOC FCU
Jul 20, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Jun 21, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SESLOC FCU
Jun 22, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
May 6, 2021Intrafamily Transfer, Transfer
May 24, 2017Deed of Trust, Mortgage · Line of Credit
SESLOC FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2025 · Amount on File
Deed SaleFeb 3, 2025 · Amount on File
Deed Document Number20252751
Prior Transfer DateJul 13, 2021
Prior Transfer Doc0000051035
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 19, 2021
Property Address1496 6TH ST, LOS OSOS, CA 93402-1614
Document Number0000050109
Map ReferenceMB A PG 80
Instrument DateJul 13, 2021
Instrument2021050109
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1496 6TH ST, LOS OSOS, CA 93402-1614

Mortgage

Document Number0000050110
DateJul 19, 2021
Instrument2021050110
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 20, 2021
Property Address1496 6TH ST, LOS OSOS, CA 93402-1614
Document Number0000051035
Map ReferenceMB A PG 80
Instrument DateJul 13, 2021
Instrument2021051035
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1496 6TH ST, LOS OSOS, CA 93402-1614

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 21, 2021
Property Address1496 6TH ST, LOS OSOS, CA 93402-1614
Document Number0000044072
Map ReferenceMB A PG 80
Instrument DateJun 15, 2021
Instrument2021044072
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1496 6TH ST, LOS OSOS, CA 93402-1614

Mortgage

Document Number0000044073
DateJun 21, 2021
Instrument2021044073
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 22, 2021
Property Address1496 6TH ST, LOS OSOS, CA 93402-1614
Document Number0000044372
Map ReferenceMB A PG 80
Instrument DateMay 23, 2021
Instrument2021044372
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1496 6TH ST, LOS OSOS, CA 93402-1614

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 6, 2021
Property Address1496 6TH ST, LOS OSOS, CA 93402-1614
Document Number0000034234
Map ReferenceMB A PG 80
Instrument DateApr 5, 2021
Instrument2021034234
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1496 6TH ST, LOS OSOS, CA 93402-1614

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1496 6TH ST, LOS OSOS, CA 93402-1614
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022492
DateMay 24, 2017
Instrument2017022492
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1496 6th St was $4,845.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$841,500 (+374.93%) Land $612,000 Building $229,500
2025$4,845.00 Homeowner's exemption$177,184 Land $89,593 Building $87,591
2023$4,410.00 (-4.34%) Homeowner's exemption$170,306 Land $86,115 Building $84,191
2022$4,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1496 6th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1496 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

Nearby Properties on 6th St

Nearby Streets

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