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  5. Cart Rd

14959 Cart Rd, Temple, TX 76502 Property Records

Bell County property record for 14959 Cart Rd, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2,210 sqft · built 2016
Lot Size0.519 acres (22,651 sqft)
OwnerIndividual Name on File
Deeds & MortgagesDec 2025 Mortgage
Mar 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0828510208

Property Details

APN / Parcel Number

Primary APN0828510208
Alternative APNs
  • 384943
  • 820735

Interior

Stories1 Story
Building Area2,210 sqft Living Area
1st Floor Area2,210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.519 acres)
Lot Dimensions170 ft deep x 132 ft wide
Garage Area903 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area218 sqft
Canopy340 sqft
Storage Building200 sqft

Location & Zoning

Account Number820735
Street Address14959 CART RD
CityTEMPLE
StateTX
Zip76502-6677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOFFAT SPRINGS ADDITION PHASE FIVE & SIX, BLOCK 002, LOT 0041, PHASE VI, ACRES .52 PHASE VI
Legal SubdivisionMOFFAT SPRINGS ADDITION PHASE FIVE & SIX
Legal Block2
Legal Lot Number41
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group2
Census Block2004
Census Tract20204

Owner

Source: Bell County records · APN 0828510208

Assessment roll updated August 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14959 CART RD, TEMPLE, TX 76502-6677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · FHA Mortgage
RAPID HOME LENDING INC
Mar 06, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 17, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Feb 12, 2018Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2016
Deed SaleDec 15, 2016
Deed Document Number2016-00050405
Record UpdatedJun 07, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address14959 CART RD, TEMPLE, TX 76502-6677
Transaction TypeMortgage
Record UpdatedDec 31, 2025
Title CompanyCLIENT FIRST TITLE INC, CLIENTFIRST TITLE TEXAS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14959 CART RD, TEMPLE, TX 76502-6677

Mortgage

Document Number0000062492
DateDec 19, 2025
Instrument2025062492
Lender
NameRAPID HOME LENDING INC
TypeMortgage Company
AddressFRANKLIN, MI 48025
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.62%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2029
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change5.62%
Index12-Month MTA

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address14959 CART RD, TEMPLE, TX 76502-6677
Transaction TypeMortgage
Record UpdatedMar 20, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14959 CART RD, TEMPLE, TX 76502-6677

Mortgage

Document Number0000009490
DateMar 06, 2024
Instrument2024009490
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address14959 CART RD, TEMPLE, TX 76502-6677
Transaction TypeMortgage
Record UpdatedMar 08, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14959 CART RD, TEMPLE, TX 76502-6677

Mortgage

Document Number0000006941
DateFeb 22, 2023
Instrument2023006941
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2043

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address14959 CART RD, TEMPLE, TX 76502-6677
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063419
DateNov 17, 2020
Instrument2020-00063419
Lender
NameCLEARPATH LENDING
TypeLending Institution
Address72618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address14959 CART RD, TEMPLE, TX 76502-6677
Document Number0000006749
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedMar 09, 2018
Title CompanyELEVATED TITLE/TX LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14959 CART RD TEMPLE TX 765026677, TEMPLE, TX 76502-6677

Mortgage

Document Number0000006749
DateFeb 20, 2018
Instrument6749
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2048

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2023$470,855 Land $15,856 Building $454,999$470,855 Land $15,856 Building $454,999

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless		1,000 / 1,000

Based on FCC filings for 47 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMOFFAT WSC
serves 4,633 people
Water SourcePurchased surface water from BLUEBONNET WSC
Last State InspectionOct 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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