14955 Scothurst Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 14955 Scothurst Ln, Charlotte, NC 28277

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,528 sqft · built 2001
Lot Size	11.1 acres (484,605 sqft)
Owner	Company Name on File
Tax Bill	$2,994 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-138-13`

Property Details

APN / Parcel Number

Primary APN	`223-138-13`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,528 sqft Heated Area
Gross Area	1,596 sqft
1st Floor Area	764 sqft
Upper Floors Area	764 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	484,605 sqft (11.1 acres)
Porch	Porch
Porch Area	50 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	223-138-13
Street Address	14955 SCOTHURST LN
City	CHARLOTTE
State	NC
Zip	28277-2175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8MF
Legal Description	UNIT 78 BLD2 U/F 547-13
Legal Subdivision	SCOTS HILL CONDO PH I MAP 02
Legal Unit	78
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	5855

Owner

14955 Scothurst Ln, a condominium, is owned by a company that acquired it in April 2024.

Source: Mecklenburg County records, as of May 16, 2024

Owner of Record	Company Name on File
Mailing Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 4, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2024
Deed Sale	Apr 25, 2024
Prior Sale	Feb 4, 2022 · Amount on File
Deed Document Number	2024037269
Deed Book / Page	38776 / 33
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	14955 SCOTHURST LN, CHARLOTTE, NC 28277-2175
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118740
Date	Jun 17, 2021
Book Page	36194/671
Instrument	2021118740

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 4, 2022
Property Address	14955 SCOTHURST LN, CHARLOTTE, NC 28277-2175
Document Number	0000019060
Book / Page	37035 / 41
Map Reference	MB 11671 PG 752
Instrument Date	Feb 4, 2022
Instrument	2022019060
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	279 ROLLING RIDGE RD, ROCK HILL, SC 29730-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14955 SCOTHURST LN, CHARLOTTE, NC 28277-2175

Mortgage

Document Number	0000019061
Date	Feb 4, 2022
Instrument	2022019061

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,994.00	$310,280 Building $310,280	$310,280 Building $310,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14955 Scothurst Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14955 Scothurst Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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