Lake County property record for 14955 Putnam Ln, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 0.5 ba · 754 sqft · built 1951 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $775 (2026) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-284-060-000 |
| Primary APN | 040-284-060-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 754 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Steel Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Old Parcel Number | 040-284-06 |
|---|---|
| Street Address | 14955 PUTNAM LN |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BELLA LAGUNA |
| Legal Block | 1 |
| Legal Lot Number | 12,13 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 801 |
14955 Putnam Ln is owned and occupied by an individual.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14955 PUTNAM LN, CLEARLAKE, CA 95422-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 17, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 14955 PUTNAM LN, CLEARLAKE, CA 95422-7901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | GINN TITLE SERVICES LLC, FIN TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 14955 PUTNAM LN, CLEARLAKE, CA 95422-7901 |
| Document Number | 0000010333 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021010333 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 918 Months |
| Due | Dec 16, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.07% |
| Type Change Date | Jul 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 14955 PUTNAM LN, CLEARLAKE, CA 95422-7901 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 14955 PUTNAM LN, CLEARLAKE, CA 95422-7901 |
| Document Number | 0000010332 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021010332 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 918 Months |
| Due | Dec 16, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.07% |
| Type Change Date | Jul 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2026 property tax bill for 14955 Putnam Ln was $775 with a homeowner's exemption, up 2.9% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $775.00 (+2.92%) Homeowner's exemption | $60,250 (+2%) Land $37,660 Building $22,590 |
| 2025 | $753.00 Homeowner's exemption | $59,070 Land $36,922 Building $22,148 |
| 2023 | $729.00 (+5.65%) Homeowner's exemption | $56,779 Land $35,490 Building $21,289 |
| 2022 | $690.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14955 Putnam Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14955 Putnam Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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