14954 Tullamore Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 14954 Tullamore Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,011 sqft · built 2005
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Oct 2021)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Sep 2021 Second Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-23-27-1605-00-600`

Property Details

APN / Parcel Number

Primary APN	`03-23-27-1605-00-600`
Alternative APNs	`272303160500600` `132048` `132834` `134348`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,011 sqft Living Area
Gross Area	3,992 sqft
1st Floor Area	1,597 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,125 sqft (0.232 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14954 TULLAMORE LOOP
City	WINTER GARDEN
State	FL
Zip	34787-5338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EMERALD RIDGE 54/112 LOT 60
Legal Range	27E
Legal Township	23S
Legal Section	03
Legal Subdivision	EMERALD RIDGE
Legal Tract	1605
Legal Lot Number	60
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	4
Census Block	4013
Census Tract	17117

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14954 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC
Apr 27, 2018	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2021625705
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14954 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210596141
Date	Sep 30, 2021
Instrument	20210596141

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	AUSTIN, TX 78704

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 13, 2021
Property Address	14954 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Document Number	20210625705
Map Reference	MB 54 PG 112-115
Instrument Date	Oct 6, 2021
Instrument	20210625705
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 VIRGINIA DR, 218, WINTER GARDEN, FL 34787-2837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14954 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338

Mortgage

Document Number	20210625706
Date	Oct 13, 2021
Instrument	20210625706

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0000671500
Date	Nov 2, 2021
Instrument	20210671500

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 27, 2018
Property Address	14954 TULLAMORE LOOP, WINTER GARDEN, FL 34787-5338
Document Number	0000249872
Instrument Date	Apr 23, 2018
Instrument	249872
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	EQUITABLE TITLE OF LAKE COUNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,359.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14954 TULLAMORE LOOP WINTER GARDEN FL 347875338, WINTER GARDEN, FL 34787-5338

Mortgage

Document Number	249873
Date	Apr 27, 2018
Instrument	249873

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,754 (+2.7%)	$540,940 (-8.1%) Land $115,000 Building $425,940
2025	$6,982.00 (+5.21%) Homeowner's exemption	$469,089 (+5.99%)	$588,610 (+15.93%) Land $115,000 Building $473,610
2024	$6,636.00 (+3.59%)
2023	$6,406.00 (+2.92%) Homeowner's exemption	$442,591 (+3%)	$507,732 (+18.16%) Land $115,000 Building $392,732
2022	$6,224.00 Homeowner's exemption	$429,700 Land $100,000 Building $329,700	$429,700 Land $100,000 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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