1495 Walnut Run Dr, Hardy, VA 24101 Property Records

Franklin County property record for 1495 Walnut Run Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,009 sqft · built 2001
Lot Size	1.07 acres (46,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Aug 2026)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003 01-039 00`

Property Details

APN / Parcel Number

Primary APN	`003 01-039 00`
Alternative APN	`252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	2,009 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,871 sqft (1.07 acres)
Terrain	Rolling
Garage Area	998 sqft
Driveway	Paver Driveway
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	421 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	252
Street Address	1495 WALNUT RUN DR
City	HARDY
State	VA
Zip	24101-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WALNUT RUN LOT 44 SECTION 2
Legal Subdivision	WALNUT RUN
Legal Lot Number	44
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1001
Census Tract	20302

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed, Transfer FIRST AMERICAN TITLE
Jul 7, 2023	Deed, Transfer · Conventional Mortgage COGENT BANK
May 21, 2020	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jul 7, 2023 · Amount on Record
Deed Document Number	20265079
Deed Book / Page	1248 / 1058
Prior Transfer Date	May 22, 2014
Prior Transfer Doc	00104801849
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 3, 2026
Property Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049
Document Number	0000005079
Book / Page	1248 / 1058
Instrument Date	Jul 29, 2026
Instrument	20265079
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$59,590.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 7, 2023
Property Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049
Document Number	0012010135
Book / Page	1201 / 135
Map Reference	MB 423 PG 1434
Instrument Date	Jun 29, 2023
Instrument	230003855
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049

Mortgage

Document Number	0230003856
Date	Jul 7, 2023
Instrument	230003856

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.2%
Margin	3
Max Rate	12.2%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 21, 2020
Property Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049
Document Number	0011392030
Book / Page	1139 / 2030
Map Reference	MB 423 PG 1434
Instrument Date	May 6, 2020
Instrument	200003363
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049

Mortgage

Document Number	200003364
Date	May 21, 2020
Instrument	200003364

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 28, 2018
Property Address	1495 WALNUT RUN DR, HARDY, VA 24101-3049
Document Number	0011130579
Book / Page	001113 / 000579
Instrument Date	Sep 12, 2018
Instrument	5964
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 WALNUT RUN DR HARDY VA 241013049, HARDY, VA 24101-3049

Mortgage

Document Number	11130583
Date	Sep 28, 2018
Book Page	001113/000583
Instrument	5965

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,247.00 (+39.65%)	$522,600 (+98.03%) Land $70,000 Building $452,600	$522,600 (+98.03%) Land $70,000 Building $452,600
2023	$1,609.00	$263,900 (-) Land $65,000 Building $198,900	$263,900 (-) Land $65,000 Building $198,900
2022		$263,900 Land $65,000 Building $198,900	$263,900 Land $65,000 Building $198,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity, ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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